Deutsche Bank is a multinational banking financial company. The bank provides its financial services in 58 countries. Furthermore, by assets, the bank is 16th largest bank in the world. The bank offers retail banking, online banking, wealth management, asset management and loans to customers. Also, the bank serves worldwide. Deutsche Bank Personal Loan is offered to customers at very low-interest rates, and the loan is collateral free. Besides that, there is no need of any guarantor.

Deutsche Bank Personal Loan Eligibility

There are some Eligibility Criteria regulated by Banks to provide a loan. You will have to qualify the eligibility criteria if you want finance to meet your requirement. Check your Eligibility in 1 minute. Apply Online and get Personal Loan. There are two categories of the applicants.

  1. Salaried
  2. Self-employed

There are different criteria for both categories. Let us see both of them one by one.

Salaried Applicant

  1. First of all the age of the applicant should be more than 21 years and less than 60 years.
  2. After that he/she should be earning  Rs. 18000 per month at least.
  3. After that, the applicant should have the work experience of 3 years at least.
  4. After that he/she should be getting the salary in his/her bank account.
  5. The credit history of the applicant should be good (more than 720).

Self-employed Applicant

  1. If the applicant is self-employed than his/her age should be 25 years at least and should not be more than 65.
  2. He/she should be filing ITR for last three years at least.
  3. His/her CIBIL score should be good (more than 720).

Deutsche Bank Personal Loan Documentation

  1. One Identity Proof. (Aadhar Card/ PAN Card/ Driving License/ Voter ID Card/Passport)
  2. One Residence Proof. (Aadhar Card/ PAN Card/ Driving License/ Voter ID Card/Passport)One Income Proof/Water and electricity bills/Rent Agreement).
  3. Income Proof (Salary Slips of last three monthe or online bank statement)
  4. Two Passport size photographs.

Documents

Last 3 Months Salary Slips

Latest 3-month bank statements (Savings or Salary A/C)

2 Passport Size photographs

Photocopy of PAN Card

Address Proof: Electricity bill/ Telephone Bill

Aadhaar Card

1 One Cancelled Cheque

 

 

 

 

 

 

 

 

 

 

 

 

Deutsche Bank Personal Loan Advantages

  1. Easy Loan Tenure: Pay off your Deutsche Bank Personal Loan at your ease. You can apply for loans amounting from Rs 50,000 to Rs 7, 50,000 and repay it at your ease by opting for tenures ranging from 12 months to 36 months.

  2. Balance transfer option: Why should you continue to pay a higher interest rate on your existing personal loan? You have the option of transferring your loan to Deutsche Bank at the low interest rates. You also have the option of getting an additional loan, as per your eligibility when you transfer your existing loan from any other bank to Deutsche Bank.
  3. Existing customer advantage: The bank provides extra benefit to its existing customers. Existing customers can avail the Deutsche Bank Personal Loan without providing income papers.
  4. Easy documentation: Here you can avoid multiple documentation process. At Deutsche Bank, it is easy to apply for a Personal Loan, as the documentation process is simple and friendly.
  5. Quick approval process: You don't have to wait too long to get a personal loan anymore. At Deutsche Bank, we are prepared to meet your urgent financial needs. You will get the money when you need it most. It will take maximum 12 hours to get the loan disbursed.

Deutsche Bank Personal Loan Interest Rates

Rates vary between 16 % - 22 % per annum, depending on the customer profile. Deutsche Bank Personal Loan Other Charges.

Other Charges

Amount

Processing fees

3% of the loan amount

Default interest rate

24% per annum

Loan prepayment penalties

Prepayment is allowed only after 6 months from the date of disbursal

5% of the principal outstanding at the time of foreclosure

Personal Credit Issuance charges (CIBIL report)

Rs. 50

Duplicate statement issuance charges

Rs. 500

Unsuccessful execution of standing Instruction or ECS for payment/cheque bounce charges in SOC

Rs. 500

Repayment instruction swap charges

Rs. 500

Documentation charges

Up to Rs. 1,500

No dues certificates

Free

Service tax payable on fees and charges

As applicable

Stamp duty charges

Depending on local regulations

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

How to Apply for Deutsche Bank Personal Loan?

  1. First of all visit www.dialabank.com .
  2. After that, fill online application form.
  3. Enter your contact number.

Why choose Dialabank for Personal Loan?

  1. It is very easy to avail loan from every bank online.
  2. But Dialabank is only one place with different banks in hand.
  3. It is a financial platform where you can check and compare different loan rates across different banks.
  4. Even you can solve all of your queries on the phone by dialing toll-free number 60011600. You will get personalized service on the phone from our trained relationship manager.

Is CIBIL important in a Personal Loan?

CIBIL Plays very important role in the approval of the Personal Loan. If your CIBIL Score is not good you will not be able to apply for a Personal Loan.

Other Leading Personal Loan Providers (Click to Apply)

  1. HDFC Personal Loan
  2. ICICI Bank Personal Loan
  3. Axis Bank Personal Loan
  4. PNB Personal Loan
  5. SBI Personal Loan
  6. Bank of Baroda Personal Loan
  7. Fullerton India Personal Loan
  8. Personal Loan from Other Banks

EMI CALCULATOR PERSONAL LOAN INTEREST RATES
EMI CALCULATOR PERSONAL LOAN INTEREST RATES