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HSBC Personal Loan - the only Personal Loan that lets you choose how to repay. Just as only a friend lets you repay the way you want. HSBC Personal Loan gives you 4 easy repayment options, so you can select one that suits you best.


HSBC Personal Loan India Also Offers

• Flexible  Loan Tenor of up to 5 years 
• Loan Amount available from Rs.50,000 up to Rs.15,00,000
• Easy monthly repayment through Equated Monthly Installments (EMI) with post-dated cheques or direct debit to your bank account.
• Transfer of an existing personal loan from another bank to HSBC India, at attractive interest rates.
• No collateral/guarantor required.
• Easy documentation, quick processing, and disbursal.


Salaried Individuals:

Eligibility Criteria

Loan Amount

Documents Required

  • Individual and should be an Indian citizen

50,000 – 10 lacs

  • Identity Proof
  • Address Proof
  • 21 years-58 years
  • Latest salary slip showing statutory deductions
  • Or Form 16
  • Continuous employment/business should be 1 year
  • Latest acknowledged IT return
  • Minimum Annual Income should be Rs.75,000 p.a.
  • Bank statements for the last 3 months Proof of Residence (anyone) Ration Card / Utility bill / LIC Policy Receipt
  • Minimum stay at current residence should be 1 year

HSBC Personal Loan Interest Rates 2015

Interest rates vary between 16% p.a. – 22 % p.a. depending on the customer profile.