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SIB (South Indian Bank) is a private sector financial institution with its headquarters at Thrissur City in Kerala state. It is a private bank with almost 756 branches spread across more than 26 states and Union territories of India. It has 854 working ATM’s all over India.
SIB Personal Loan Interest Rates:
|Loan Quantum Available||Up Front Fee||Repayment Period|
|Maximum of Rs 3 Lakhs||0.50% of Loan Amount||Maximum of 48 months|
Who are eligible for SIB Personal Loan?
For meeting, any of the personal need Personal Finance is the best solution to cater all of the necessary funds without any hassle.
- No security requirements.
- Easy documentation.
- Easy approval within 48 hours.
- A multipurpose loan.
- Affordable interest rates.
- Flexible loan terms and conditions.
Salaried, self employed people and self employed professionals are eligible for availing personal loan.
- Salary: Rs 18,000 Monthly.
- Minimum and Maximum Age: 21 and 60 Years.
- Work Experience: Overall 3 years and one year experience in current job.
*A person getting salary in cash is not eligible for availing Loan at affordable rates.
Self Employed Individuals:
- Min and Maximum Age: 25 and 65 years.
- An Annual ITR of 2.5 to 3 lakh is required.
- Residence: Office or Home should be owned.
- Business Stability: Your business should be running from last 3 years with continuous profit.
- Telephone / Mobile at office: Mandatory
|Salaried Individual||Self Employed People|
|Latest 6 month bank statements||Latest 6 month bank statements|
|Last 2 month salary slips||Last 2 years Balance Sheet|
|Last 2 year Form 16||Last 2 Years ITR|
|Photocopy of Pan Card||PAN Card photocopy|
|Residence & Address Proof||Residence & Address Proof|
|2 passport size photographs||2 passport size photographs|
Special Note: Soth Indian Bank does not provide Personal Loan to poor credit holders, however; one can fulfill their financial requirement with a Gold Loan easily.
|EMI Calculator||SIP Calculator|
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