1. It is accepted at all VISA, and Master Card affiliations
  2. Minimum annual income required is Rs. 1.80 lakhs
  3. Credit card limit is at the discretion of the bank
  4. 2 Add - on card available for Spouse/Parents/Major Children
  5. Minimum Payment Due (MPD) is 5% of the bill amount
  6. Cash advance facility at 50% on the Card Limit subject to ATM daily cash withdrawal Limit of maximum Two transactions or Rs 20,000/- per day
  7. Global acceptance for Visa Platinum, Visa Gold, Visa Corporate, Visa Classic and Master Card

Types of credit cards

Type of Cards


1) VISA Classic

India & Nepal Globally Valid

2)VISA Gold

Globally Valid

3) MasterCard


4)MasterCard Electronic


5)Visa - Corporate


6) Platinum Credit Cards




  1. Income - Rs 3.00 Lacs per Annum

For Business class: 2 years I.T.Returns with computation sheets

For Salaried class: Form 16 / ITRs with latest Salary slip

2. Cards are issued to customers. To Non-customers on a selective basis

3. Cards are also issued against lien on Deposit with 25% margin and the minimum Deposit is Rs 1,00,000/- without insistence of Income Proof & Scoring Model. The annual subscription is at a concessional rate of Rs 400/- per annum for cards issued against Deposits.


  1. Two Passport size Colour Photographs
  2. Proof of address, ID Proof, Pan Copy as per KYC norms
  3. Application for Credit Card with complete information
  4. Latest Income Tax Returns/ Form – 16 / Salary Slip
Leading Credit Card Providers (Click to Apply)
Axis Bank ICICI Bank HDFC Bank Other Banks