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Andhra Bank Credit Cards

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  • It is accepted at all VISA, and Master Card affiliations

  • Minimum annual income required is Rs. 1.80 lakhs

  • Credit card limit is at the discretion of the bank

  •  2 Add - on card available for Spouse/Parents/Major Children

  •  Minimum Payment Due (MPD) is 5% of the bill amount

  • Cash advance facility at 50% on the Card Limit subject to ATM daily cash withdrawal Limit of maximum Two transactions or Rs 20,000/- per day

  • Global acceptance for Visa Platinum, Visa Gold, Visa Corporate, Visa Classic and Master Card


Types of credit cards


Type of Cards


1) VISA Classic

India & Nepal Globally Valid

2)VISA Gold

Globally Valid

3) MasterCard


4)MasterCard Electronic


5)Visa - Corporate


6) Platinum Credit Cards






Income - Rs 3.00 Lacs per Annum

For Business class:  2 years I.T.Returns with computation sheets

For Salaried class: Form 16 / ITRs with latest Salary slip

Cards are issued to customers. To Non customers on a selective basis

• Cards are also issued against lien on Deposit with 25% margin and the minimum Deposit is Rs 1,00,000/- without insistence of Income Proof & Scoring Model. The annual subscription is at a concessional rate of Rs 400/- per annum for cards issued against Deposits.




 • Two Passport size Colour Photographs

 • Proof of address, ID Proof, Pan Copy as per KYC norms

 •  Application for Credit Card with complete information

 •  Latest Income Tax Returns/ Form – 16 / Salary Slip



Leading Credit Card Providers (Click to Apply)
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