Eligibility:

Individuals of all income groups  

Apply For Gold Loan

Loan Amount:

Depending upon the value of the gold as assessed periodically.  [w.e.f. 07.05.2011]

Details

Rs.per gram

For 22 carat Gold Ornaments / Jewelery

1500

Hall Marked Gold Ornaments/ Jewellary

1550

The limit specified above is subject to 75% of the appraised value or the rate proposed whichever is lower.

 

 

 

 

Margin:Vijaya Bank Gold Loan

Margin prescribed is 25%    

 

Jewel Appraiser's Commission:

Area

Proposed

Rural areas

0.5% on the loan amount with min. of Rs. 25/- & max. of Rs. 100/-

Other areas

0.5% on the loan amount with min. of Rs. 25/- & max. of Rs. 200/-

 

Repayment:

Loans are for a period of 12 months / operative limit for 2 years.  

Apply For Gold Loan

Security: Vijaya Bank Gold Loan

Pledge of 22 carat gold / Hall marked Gold ornaments & jewellery

 

 

Leading Gold Loan Providers (Click to Apply)
Manappuram Gold Loan

Muthoot Gold Loan

Reliance Gold Loan Other banks

 


 

REMINDER SERVICES EMI CALCULATOR

 

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