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Federal Bank Gold Loan

Unlock The Real Value of Your Gold - Apply For Gold Loan
Name Loan Required (Rs.)
Phone Carat of Gold
City Gold (in Grams)
Email When do you want the loan?
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Gold Loan in 5 Minutes at 1% p.m.

Call us on 60011600 (Single Number across 18 Cities)

Delhi | Mumbai | Kolkata | Bangalore | Hyderabad | Ahmedabad | Chandigarh | Jalandhar | Ludhiana | Chennai | Pune | Jaipur | Lucknow | Baroda | Surat | Indore | Coimbatore | Bhopal

9878981166 (Other Cities)


Federal Bank of India is a major Indian financial services company in the private sector, headquartered at Kochi, Kerala. It was founded in 1945, and now it is the 4th largest bank in India. It has 1210 branches across 24 states in India and 1250 ATMs around the country.


Features Advantages Document Interest Rates



Why The Need For Gold Loan?

A gold loan is not necessary for everyone. It is the only option for people who need an instant finance to meet some kind of emergency and do not have the required funds. The Loan is provided within 30 minutes and also does not need much documentation. In addition to this the people who are not eligible for a Personal Loan or a Business Loan, even they can apply for this loan. An added advantage of these loans is that the Gold Loan Interest Rates are lower as compared to the Personal Loan Interest Rates.


Eligibility Criteria



For Salaried Individuals: 21 – 60 years

For Self-Employed Individuals: 21 – 75 years

 Carat Range of Gold 18 to 24
Tenure of the loan 6 months or 12 months
EMI Option Loan Duration can be extended to 36 months


Federal Bank Gold Loan Interest Rate:


Gold Loan (Disbursed up to 23.06.2011)

Interest Rate

a.General,SSTGL,BGL,Pure Gold

Base Rate+4.75% i.e. 15.00%


Base Rate+2.75% i.e. 13.00%

c. Easy Gold

Base Rate+5.00% i.e. 15.25%

d. Gold Equity

Base Rate+4.75% i.e. 15.00%

e. Gold loans under special campaign "Welcome Gold" - floating rate

Base Rate+2.75% i.e. 13.00%


(Disbursed from 23.06.2011 onwards and new loans to be disbursed from 01/08/2011 onwards)

Interest Rate

a. General,SSTGL,Pure Gold General

Base Rate +2.75% i.e. 13.00%

b. OYG

Base Rate+ 2.75% i.e. 13.00%

c. BGL, Gold Equity

Base Rate+ 4.75% i.e. 15.00%

d. Easy Gold

Base Rate+5.00% i.e. 15.25%


It is important to compare the interest rates of the loans provided by the lenders before applying for any finance scheme. This is because the rates vary from person to person and product to product. A complete research is necessary before applying for a debt. We advise you to compare all the gold mortgage schemes offered by the banks.


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Disclaimer: The information provided on www.dialabank.com is collected from public sources and is believed to be accurate and genuine. This site should be used as an information provider for different product offerings of Insurance companies and the visitor should make an independent verification with the Insurance companies to verify the claims made in the policy before making any purchase. The decision to Apply and/or Purchase a policy is at the sole and complete discretion of the website visitor and Dialabank.com cannot guarantee or can be held liable for loss or damage caused by claims made by insurance companies through their agents, partners, products or services, directly or indirectly.

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