The gold loan offered by the bank enables its customers to take loan against their gold jewellery. SBBJ Gold Loan Review states that it is an attractive loan which customers are willing to take as the SBBJ Gold Loan Interest Rate is attractive and the SBBJ Gold Loan Eligibility is easy to achieve.
State Bank of Bikaner and Jaipur Gold Loan Interest Rate:
SBBJ Gold Loan Interest Rate is calculated on a base rate of 8.75%. SBBJ Gold Loan Rate for an amount upto Rs. 1 lac is 12.50% p.a. SBBJ Gold Loan Rate for an amount above Rs. 1 lac and below 3 lac is 13% p.a. SBBJ Gold Loan Rate for repayment beyond 30 months is 13.25%.
Eligibility: SBBJ Gold Loan
- Customers with good dealing with the bank are eligible for the State Bank of Bikaner and Jaipur Gold Loan.
- The customer needs to produce documents which state his ownership of the gold for SBBJ Gold Loan Eligibility.
Documentation: SBBJ Gold Loan
Filled Application Form
Proof Of Identification
Proof Of Residence
Affidavit stating the ownership of the gold
SBBJ Gold Loan Review shows that State Bank of Bikaner and Jaipur Gold Loan can be availed for maximum loan tenure of 30 months which can be repaid in equated monthly instalments. The loan will be processed according to the banking procedure once the documents have been submitted. The loan can be prepaid however the prepayment clause needs to be found from the bank.
State Bank of Bikaner and Jaipur Gold Loan Tax Benefits:
One can get tax benefits if any according to the Income Tax Act 1961 which varies yearly according to the changes made by the Government.
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