Call us on 60011600 or 9878981166

CLICK TO APPLY FOR GOLD LOAN NOW

 


 

Future Capital Bank is a provider of various services and products in the financial market. It is an NBFC that has a record of consistent profitability and growth. The company is fast becoming the leader in  the market for providing loans to the people. It provides Instant Loan against Gold. Gold Loan is basically taken to overcome short term requirements of a person. 

 

What is Gold loan?

Gold is one of the most precious and costly metals in India. Its value in our lives cannot be ignored because every person is attached to it emotionally. However, what is the point of keeping your gold in a closed drawer when it can help you in times of emergency. Taking a Loan Against Gold can help you to overcome any drastic situation. Gold Loan is the best way to get cash in a short span.

 

Why Future Capital Bank Gold Loan?

There are certain emergencies that occur in one's life without any notice. It may be due to some medical illness, some financial loss or some other factors. In such cases, a person might need instant finance. A Personal Loan is often considered suitable by the people, as it is sanctioned within 48 hours. However, sometimes the individual applying for these loans is not eligible for them. This may be due to an unsatisfactory credit score or a low annual income indicating the bank inability to repay the loan on time. A gold loan is the best option for them in such a situation. Future Capital Bank provides these loans requiring minimum documents. The loan is sanctioned not in hours, but, in minutes. Before applying for this loan though, it is best to compare the Gold Loan Interest Rate on the internet so as to get the best deal. A person applying from Future Capital Bank can get a loan of up to Rs. 10 lacs for a loan duration of 12 months.

 

 

Loan Tenure / Period Rate of Interest (p.a.) Valuation Fee
 12 months 11 % to 14 % NIL

 

Documents Required for Gold Loan:

 

  1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License.
  2. Address Proof:: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate. 
  3. Signature Proof: Passport Copy/Driving License/Banker's verification/cheque.
  4. 2 passport size photographs.

 

Eligibility Criterion:

 

Age
  1. For Salaried Individuals : 21 – 60 years
  2. For Self Employed Individuals : 21 – 75 years

 Carat Range of Gold

18 to 24

Tenure of the loan

6 months or 12 months

EMI Option

Loan Duration can be extended to 36 months

 

 

 

Future Capital Gold Loan Procedure

  1. First of all, Apply online for Loan against Gold.
  2. Afterwards, the borrower will have to submit an application form along with his / her valuable Gold asset.
  3. Then the bank will evaluate the real value of your Gold in terms of its purity and weight.
  4. Finally, the Loan is sanctioned to the applicant after checking the genuineness of the asset provided.
  5. The whole Gold Loan process takes around.

 For any assistance regarding Gold Loan, call us on 60011600, our trained Relationship Managers will solve all your queries.

 

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