Bank Of Baroda Fixed Deposit Interest Rates (Domestic & NRI)

Interest Rate on Term Deposits & NRO Deposits (W.E.F 14.09.2011)

Maturity Range

Deposit [Per Annum]
less than 1 crore

7 days to 14 days

4.75%

15 days to 45 days

4.75%

46 days to 90 days

4.75%

91 days to 180 days

7.00%

181 days to 270 days

7.60%

271 days & above but less than one year

7.75%

1 year and upto 443 days

9.25%

Baroda Utsav Deposit scheme (444 days):

9.35%

445 - days and upto 3 years

9.25%

Above 3 years upto 5 years

9.00%

Above 5 years upto 10 years

8.50%

Baroda Tax Savings Term Deposit (w.e.f. 14.09.2011)

Maturity Range

Deposit [Per Annum]
less than 1 crore

Tax Savings Scheme:

For 5 years

9.00%

Above 5 years and upto 10 years

8.50%

Term deposit of Rs. 1 crore and above (Fresh and Renewal) (w.e.f. 14.09.2011)

Maturity Range

Rates for Rs.1 Cr & above

7 to 14 days

5.00%

15 to 45 days

5.00%

46 to 90 days

7.00%

91 to 180 days

8.00%

181 to 270 days

8.50%

271 days & above but less than one year

9.00%

One year & above upto 3 years

9.25%

Savings Deposits

Interest Rate (% p.a.)

Savings Account

4.00%

FOREIGN CURRENCY NON-RESIDENT DEPOSIT - FCNR(B) - (Effective from 01.09.2011)

Maturity Period

Rate of Interest

USD

GBP

EUR

YEN

CAD

AUD

1 Year to less than 2 years

1.80

2.65

3.05

1.55

2.66

6.10

2 years to less than 3 years

1.51

2.28

2.54

1.34

2.16

5.30

3 years to less than 4 years

1.67

2.44

2.71

1.36

2.32

5.46

4 Years to less than 5 years

1.95

2.67

2.91

1.40

2.51

5.67

5 years

2.28

2.90

3.13

1.46

2.72

5.81

NRE TERM (RUPEE) DEPOSITS (Effective from 01.09.2011)

Maturity Period

Rate of Interest

1 year and above but less than 2 years

2.55

2 years and above but less than 3 years

2.26

3 years and above but less than 4 years

2.42

4 years and above but less than 5 years

2.42

5 years

2.42

NRE Savings Deposits (Effective from 03.05.2011)

Interest Rate (% p.a.)

Savings Account

4.00%

Note :

1. The revised rates are applicable for fresh deposits and renewal of old deposits.
2. As per RBI Directives with effect from 17th July 2003, the NRE Deposits are to be accepted for a minimum period of 1 year.
3. NRE (Rupee) Fixed Deposits:No interest will be payable for deposits that have remained with the bank for less than twelve months.
4. FCNR Deposits:No Interest is paid if premature payment before one year.
5. NRO FD/SB:NRO FD/SB : 30.90% Withholding tax plus applicable surcharge/cess is applicable in NRO FD/SB accounts where DTAA is not applicable or the NRI depositor is not in a position to provide required documents/formalities for availing rebate in withholding tax. Surcharge is applicable @2.5% of TDS/Tax amount to Foreign Company if the Company has net income exceeding Rs.1/-crore.
6. Rates quoted are subject to change without notice.
7. The rates mentioned above for Term Deposits of Rs.1 cr. & above are indicative. Customers are requested to contact their nearest Bank of Baroda Branch for any change in rates.

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