Punjab National Bank is one of the leading banks in India. It is the largest nationalized bank in the country with a large network of branches and ATMs. They provide a large array of financial products to the customers. One of their main products is a Gold loan. A Gold Loan is the best option available for the loan seekers at cheaper interest rates.
What is Gold loan?
Gold is one of the most precious and costly metals in India. Its value in our lives cannot be ignored because every person is attached to it emotionally. However, what is the point of keeping your gold in a closed drawer when it can help you in times of emergency. Taking a Loan Against Gold can help you to overcome any drastic situation. Gold Loan is the best way to get cash in a short span.
COMAPRE AND GET THE BEST GOLD LOAN DEALS NOW!
Call us on 60011600 or 9878981166
Why PNB Gold Loan?
- Loan Amount: A maximum amount of Rs.10,00,000 can be availed.
- EMI options: Hassle free payment of EMIs.
- Instant liquidity: Enjoy liquidity of cash at any time. Generate instant cash in time of need.
- Security: The customer can rest assured that their gold is in safe hands.
- Interest Rates: Individual can get the advantage of lower interest rates for this loan.
- A person can also apply for Gold Finance on Agricultural Land on their name and get a discount of 1% on the interest rate charged.
|Loan Tenure / Period||Rate of Interest (p.a.)||Valuation Fee|
|12 months||13 % to 16 %||NIL|
Documents Required for Gold Loan
- Proof of Identity: Passport Copy/ Voters ID card/ Driving License.
- Address Proof:: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof: Passport Copy/Driving License/Banker's verification/cheque.
- 2 passport size photographs.
PNB Gold Loan Procedure
- First of all, Apply online for loan against gold.
- Afterwards, the borrower will have to submit an application form along with his / her valuable Gold asset.
- Then the bank will evaluate the real value of your Gold in terms of its purity and weight.
- Finally, the Loan is sanctioned to the applicant after checking the genuineness of the asset provided.
- The whole Gold Loan process takes around.
* For any assistance regarding Gold Loan, call us on 60011600, our trained Relationship Managers will solve all your queries.
|Leading Gold Loan Providers (Click to Apply)|
|Manappuram Gold Loan||HDFC Gold Loan||Other Banks|
|REMINDER SERVICES||EMI CALCULATOR|