Catholic Syrian bank is one of the private sector banks with its headquarters situated in Thrissur city of Kerela.  This bank is considered under The Banks of Bipartite Settlement. It has a strong foothold in rural India. Are you eligible for getting a Personal Loan from any financial institution? There are some Eligibility Criteria regulated by Banks to get a loan. You must be eligible if you want finance to meet your requirement. Check your Eligibility in 1 minute. Apply Online and get Dialabank for you.

Catholic Syrian Bank Personal Loan Eligibility

Not everyone can get a personal loan. There are some criteria on the basis of them the bank provide a personal loan to the applicants. Let us discuss them.

There are two categories of the applicants.

  1. Salaried
  2. Self-employed

There are different criteria for both categories. Let us see both of them one by one.

Salaried Applicant

  1. First of all the age of the applicant should be more than 21 years.
  2. And the maximum age can be 60 years at the time of maturity of the personal loan.
  3. After that he/she should be earning Rs. 18000 per month at least.
  4. After that, the applicant should have the work experience of 3 years at least.
  5. After that he/she should be getting the salary in his/her bank account.
  6. The credit history of the applicant should be good. (More than 700)

Self-employed Applicant

  1. If the applicant is self-employed than his/her age should be 25 years at least.
  2. And the maximum age can be 65 years at the time of maturity of the personal loan.
  3. He/she should be filing ITR for last three years at least.
  4. His/her CIBIL score should be good. (More than 700)
  5. The ITR should be of Rs. 2.5 Lakhs per annum at least.

Salaried People

Parameters

Metro

Tier-2

Tier-3

Tier-4

CitizenShip

Indian

Same as Metro

Same as Metro

Same as Metro

Minimum Age

21 Yrs

Same as Metro

Same as Metro

Same as Metro

Maximum Age

 60 Years at the time of

Same as Metro

Same as Metro

Same as Metro

Loan Maturity

Salary

18,000

15,000

15,000

15,000

Telephone / Mobile

Mandatory

Mandatory

Mandatory

Mandatory

Current Experience

One year

One Year

One Year

One Year

Salary in Cash

Not Applicable

Same as metro

Same as Metro

Same as metro
 

 

Self Employed People

Parameters

Metro

Tier-2

Tier-3

Tier-3

Citizenship

Indian

Same as Metro

Same as metro

Same as Metro

Minimum Age

25 Yrs

Same as Metro

Same as metro

Same as Metro

Maximum Age

65 Year at the

Same as Metro

Same as metro

Same as Metro

Loan Maturity

ITR required

2.5 lakhs - 3.0 Lakh

Same as Metro

Same as metro

Same as Metro

Residence

Office or Home

Same as Metro

Same as metro

Same as Metro

should be Owned

Telephone / Mobile

Mandatory

Mandatory

Mandatory

Mandatory

Business Stability

Business Should be running

Same as Metro

Same As metro

Same as Metro

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Catholic Syrian Bank Personal Loan Interest Rates

Rates of interest provided by the Catholic Syrian Bank personal loan are quite affordable. It starts at 10.75 %. But Interest Rates keep on changing from time to time and person to person.

Catholic Syrian Bank Personal Loan Documentation

Document

Salary of individuals

Professionals

Businessmen

2 Photograph

Yes

Yes

Yes

Details of Identity

Yes

Yes

Yes

Details of Residence

Yes

Yes

Yes

Signature verification from the bank

Yes

Yes

Yes

Certificate of Degree & Certificate of practice

No

Yes

No

Record of Payment track

Yes

Yes

Yes

Details of Income

Form 16 and Latest pay slip (Form 16 required only when applying under holiday finance)

Balance Sheet and IT returns P/L statement of account for the last 2 yrs

IT Returns and Balance Sheet & P/L statement of Account for the last 2 years

Statements of bank account

On last 3 months

On last 6 months

In the last 6 months

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Catholic Syrian Bank Personal Loan Benefits

  1. Catholic Syrian Bank offers Unsecured Loans to permanent employees of reputed firms and institutions with minimum 3 years in service.
  2. One can use this loan to meet the personal needs of life.
  3. Guarantee of one confirmed employee is required.
  4. The borrower or the guarantor must have completed 5 years experience.

Catholic Syrian Bank Personal LoanTenure:

Minimum 1 year.

Maximum of 60 months.

Why choose Dialabank for Personal Loan?

  1. People who are seeking for a loan can approach their nearest bank by calling on our number 60011600.
  2. People who have a minimum salary of a minimum of Rs 15,000 can apply for these loans.
  3. One can apply on our website and can get free personalized service from our trained relationship manager.
  4. He will help you to compare and, buy the best loan deal prevailing in the market. We do not charge anything from our customer.

CREDIT SCORE CHART

Score

Grading

APRs

720 and Above 

Excellent 

10.03% - 12.05%

680 to 719

Good

13.05% - 15.05%

620 to 679

Average

17.08% - 19.09%

580 to 619

Poor

19.9% - 21.09 %

500 to 579

Bad

21.09%- 24.07%

Less than 500

Miserable

28.05% - 32.00%

REMINDER SERVICES EMI CALCULATOR

PERSONAL LOAN INTEREST RATES

Reminder Services EMI Calculator Personal Loan Interest Rates

 

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