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Karnataka Bank Limited headquartered in Mangalore, Karnataka, is a private sector bank. It has been designated as an A1+ class scheduled commercial bank. It was founded in 1924, as Karnataka Bank Limited. They deal with major financial products like loans, credit cards, saving schemes, investments and many more.

Documents & Eligibility Features & Benefits Personal Loan Interest Rates

What is Karnataka Bank Personal Loan?

Are you thinking of purchasing a new laptop or tab? Do you need financial assistance to overcome wedding and medical expenses? Are you wondering about renovating your house? Karnataka Bank Personal Loan is the best loan deal which one can avail for fulfilling all their financial aspirations without burdening their monthly budget. Karnataka Bank Personal Loan is one of the best loan options available to solve all the financial worries in a short interval of time. A person can get money in hand without any hurdles by availing a Karnataka Bank Personal Loan.

Eligibility Criterion:

  1. Any individual having SB/CA is eligible.
  2. The borrower can be a salaried employee, a professional or even someone receiving regular income from rent, pension etc.


Maximum Loan Amount Provided

Loan Duration

Interest Rate Offered

Depending upon the limit fixed by the Branch Manager, a person can draw up to Rs. 25,000/- in multiple of Rs.1,000/-. The withdrawal can be made through ATM as well.

12 months subject to renewal / review before due date

Current Base Rate:10.75%

Interest Spread:5.00%

Lending Rate:15.75%

Special Note: Karnataka Bank does not provide Personal Loans to bad credit history bearers; however, a person can fulfill their financial requirements with the help of a Gold Loan easily.


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