The KVB Personal loan is for individuals and small companies that require loan of a very large amount and mainly for personal use.

These loans are repaid in installments and anyone who has availed the KVB Insta loan will be able to avail of this loan without much difficulty.


Features: Karur Vysya Bank Personal Loan

  1. It is an installment loan
  2. The loan is available for salaried employees of PSUs, reputed companies, self employed individuals, all other individuals who provide full securities by covering the loan amount with NSCs, KVPs, IVP, RBI bonds, LIC policies, etc.
  3. The loan is for personal purposes
  4. A guarantor for a secured loan is not insisted upon. However, for an unsecured loan a colleague drawing the same salary should be used as a guarantor.

Charges and Limits




Against declaration

Documentation Charges

Primary Security


Collateral Security

NSCs/KVPs/IVPs/RBI Relief bonds/LIC Policies (Surrender Secured Loan value alone to be considered for LIC Policies)


Maximum 36 EMIs


For details of Processing Charges & Other charges, prospective customers are requested to contact nearby branches.

Apply for Karur Vysya Bank Personal Loan


Terms and Conditions: Karur Vysya Bank Personal Loan

  1. For individuals- IT returns to be submitted.
  2. Minimum take-home salary of 25% after deduction of the loan amount.
  3. An applicant who has availed of a KVB Insta Loan earlier shall be eligible for this loan after closure of the Insta loan.
  4. For an unsecured loan up to Rs. 50,000 the applicant should be from a reputed company with a minimum of 5 years of service & unexpired service of 3 years in that organization.
  5. A salary or service Certificate is a must to establish repayment capacity.


Apply for Karur Vysya Bank Personal Loan