Get a footstep closer to your dreams and goals by availing the personal loan to accomplish your financial needs. This is the best and smartest way to get rid of financial worries. This loan seems to be attractive as you do not need to deposit any assets to the lender. Personal Loan is also known as signature loans or unsecured loans. Personal Loan is that which helps to meet particular needs as medical, education, marriage, etc. It provides quick help to people who require financial help.

Personal Loan Ludhiana Eligibility

Salaried Applicant

  1. Minimum age: 21 year
  2. Maximum age: 60 years
  3. Net monthly income: Rs. 15,000
  4. Minimum Experience in current job: 1 year

* In the case of Super A company minimum experience in current job: 3 months

Self-employed Applicant

  1. Minimum age: 25 years.
  2. Maximum age: 65 years.
  3. Minimum annual turnover: Rs. 20 lakh
  4. Total experience in business: 5 years Documents Required

Personal Loan Ludhiana Documents

  1. Identity proof: It includes Aadhaar card, Passport, Voter card, Driving license.
  2. Residence proof: It includes Updated Passbook, Aadhaar card, Passport, Voter card, Driving license, ration card. And if the applicant is living in a rented apartment, then they have to submit their rental agreement, electricity & water bill which has to be in the name of the applicant and the address of the owner.
  3. Two colored photographs
  4. The applicant has to submit their PAN card which is an essential document under the KYC formality.
  5. If the applicant is a salaried one, then they have to submit their salary slip of the last three months and the bank statements of the last six months.
  6. And if the applicant is a self-employed then they have to submit the ITR of the last three years and registration of their business should be done.

Personal Loan Ludhiana Interest Rates

Bank Name

Interest Rates

Tenure(in years)


11.25% - 20.00%

1 - 5


11.25% - 24%

1 - 5


11.25% - 22.00%

1 - 5


11.99% - 15.50%

1 - 5


11.50% - 19.50%

1 - 5

Tata Capital

11.75% - 18.00%

1 - 5

IndusInd Bank     

11.00% - 20.00%

1 - 5















Features of Personal Loan Ludhiana

  1. The Loan amount depends upon the income and repayment capability of the person.
  2. It is a multi-purpose offer that can be used for almost all financial problems of life.
  3. No need to put any property or asset as Collateral to the lender.
  4. No cosigner needed.

How to apply for Personal Loan Ludhiana?

Anybody can apply for Personal Loan online in 2 minutes.

  1. Visit
  2. After that, apply for a Personal Loan online.
  3. Enter your contact number so that we can contact you back.

Dialabank is the best platform to apply for a personal loan as you will get a loan at affordable rates of interest.

Benefits of getting a Loan through Dialabank

  1. Lower interest rates (up to 10.75 percent depending upon the candidate’s credit profile)
  2. Quick Approval in 2 hrs.
  3. Easy Documentation and flexible loan tenure.
  4. Get a dedicated helpline for your loan enquires.

About Ludhiana

Ludhiana is a city in the Indian state of Punjab; it is also called India’s Manchester. The city lies on the Sutlej River's old bank, 13 kilometers south of its present course. It is considered as an industrial center of northern India due to the production of 60% of India's tractor parts and a large portion of auto and two-wheeler parts. Many components used in German cars Mercedes and BMW are exclusively built in Ludhiana to satisfy the world requirement. It is one of the largest manufacturers of domestic sewing machines.



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