The standards of lifestyle in Delhi has been improving by the day and to cope up with it, people are opting to get personal loans. May it be for marriage related expenses, vacation, emergency medical expenses or to buy something for their own personal needs. There can be many more reasons for which one needs a personal loan.

So to get a footstep closer to your dreams and goals by availing Personal Loan and accomplish your financial needs. This is the best and smartest way to get rid from financial worries. This loan seems to be attractive as you need not to deposit any assets to the lender.

 

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Personal Loan

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What is a Personal Loan?

In this modern world needs are rising high so the expenses are also rising at fast rate. It is very difficult for a person to cope up with this unstable climate. Personal loan is the best loan option to handle all expenses easily specially for the people in metro city like New Delhi.

Personal loan is an unsecured debt which can be availed without pledging any valuable property to the lender. Personal loan is a multipurpose loan that can be utilized for fulfilling many purposes. These purposes could be debt consolidation, paying medical bills, taxes and many more. Personal finance is an instant finance which a person can avail within 48-72 hours with minimal documentation required.

  1. Documents & Eligibility
  2. Features & Benefits
  3. Personal Loan Interest Rates

 

Why should one choose Personal Loan in Delhi?

  1. The Loan amount depends upon the income and repayment capability of the person.
  2. It is a multi-purpose offer that can be used for almost all financial problems of life.
  3. No need to put any property or asset as Collateral to the lender.
  4. No cosigner needed.

 

Eligibility Criteria for Personal Loan

Salaried Individual

  1. Minimum age of the borrower : 21 years
  2. Maximum age of the borrower : 60 years
  3. Minimum annual income: Rs.1,20,000
  4. Net monthly income: Rs. 20,000/- & above
  5. Total experience in employment: 3 years and above
  6. Current experience: 6 months and above

Self employed Individual

  1. Minimum age of the applicant: 25 years
  2. Maximum age of the applicant: 65 years
  3. Minimum annual income: Rs.1,20,000
  4. Total experience in employment: 3 years and above.

 

Personal Loan Interest Rates in Delhi

SALARIED INDIVIDUALS
Name Of The Bank CAT A CAT B Others
HDFC 14.5%- 19% 14.5%-19% 21%
SBI 14.75% 14.75%-20% 14.75%-18%
AXIS Bank 15% 17% 19%-23%
Bank Of Baroda 15.50% 16% N.A.
Citibank 16%-17% 17%-18% 18%-19%
Fullerton India 17% 20%-22% 20%-28%

 

Documentation

Salaried Individual Self Employed People
Last 2 month salary slips Last 2 years Balance Sheet
Last 2 year Form 16 Last 2 Years ITR
Latest 6 months bank statement
Photocopy of Pan Card
Residence & Address Proof
2 passport size photographs

 

About Delhi:

Delhi is the city in northern India that includes that includes the national capital, New Delhi. It is the 2nd most populous city of India. During the British Rule, the city was part of the Punjab state and is still traditionally and culturally associated with the Punjab province.

Other Leading Personal Loan Providers in Delhi (Click to Apply)

  1. HDFC Personal Loan
  2. ICICI Bank Personal Loan
  3. Axis Bank Personal Loan
  4. PNB Personal Loan
  5. Bank of Baroda Personal Loan
  6. Bandhan Bank Personal Loan
  7. Fullerton India Personal Loan
  8. Personal Loan from Other Banks

Personal Loan EMI Calculator Personal Loan Interest Rates
Personal Loan EMI Calculator Personal Loan Interest Rates

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