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Get a footstep closer to your dreams and goals by availing Personal Loan and accomplish your financial needs. This is the best and smartest way to get rid from financial worries. This loan seems to be attractive as you need not deposit any assets to the lender.
What is a Personal Loan?
In this modern world needs are rising high so the expenses are also rising at fast rate. It is very difficult for a person to cope up with this unstable climate. Personal loan is the best loan option to handle all expenses easily.
Personal loan is an unsecured debt which can be availed without pledging any valuable property to the lender. Personal loan is a multipurpose loan that can be utilized for fulfilling many purposes. These purposes could be debt consolidation, paying medical bills, taxes and many more. Personal finance is an instant finance which a person can avail within 48-72 hours with minimal documentation required.
|Documents & Eligibility||Features & Benefits||Personal Loan Interest Rates|
Why should one choose Personal Loan in Jalandhar?
- The Loan amount depends upon the income and repayment capability of the person.
- It is a multi-purpose offer that can be used for almost all financial problems of life.
- No need to put any property or asset as Collateral to the lender.
- No cosigner needed.
Eligibility Criteria for Personal Loan
- Minimum age of the borrower : 21 years
- Maximum age of the borrower : 60 years
- Minimum annual income: Rs.1,20,000
- Net monthly income: Rs. 20,000/- & above
- Total experience in employment: 3 years and above
- Current experience: 6 months and above
Self employed Individual
- Minimum age of the applicant: 25 years
- Maximum age of the applicant: 65 years
- Minimum annual income: Rs.1,20,000
- Total experience in employment: 3 years and above.
Personal Loan Interest Rates in Jalandhar
|Name Of The Bank||CAT A||CAT B||Others||Apply For|
|HDFC||14.5%- 19%||14.5%-19%||21%||HDFC Personal Loan|
|SBI||14.75%||14.75%-20%||14.75%-18%||SBI Personal Loan|
|AXIS Bank||15%||17%||19%-23%||AXIS bank Personal Loan|
|Bank Of Baroda||15.50%||16%||N.A.||Bank Of Baroda Personal Loan|
|Citibank||16%-17%||17%-18%||18%-19%||Citibank Personal Loan|
|Fullerton India||17%||20%-22%||20%-28%||Fullerton Personal Loan|
|Salaried Individual||Self Employed People|
|Last 2 month salary slips||Last 2 years Balance Sheet|
|Last 2 year Form 16||Last 2 Years ITR|
|Latest 6 month bank statements|
|Photocopy of Pan Card|
|Residence & Address Proof|
|2 passport size photographs|
Jalandhar is a city in Punjab. It was formerly the capital of Punjab state. Jalandhar is the largest developed city in the Punjab.
Other Leading Personal Loan Providers in Jalandhar (Click to Apply)
- HDFC Personal Loan
- Axis Bank Personal Loan
- ICICI Bank Personal Loan
- PNB Personal Loan
- Citibank Personal Loan
- Fullerton India Personal Loan
- Personal Loan from Other Banks
|Personal Loan EMI Calculator||Personal Loan Interest Rates|
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