Need of Personal Loan in Chennai:
To get a Personal loan in Chennai is now much more easier than before. There are many Banks and NDFCs which provides loans for various purposes so that people can fulfil their personal needs.
Chennai Personal Loan Interest Rates:
|Bank Name||Interest Rates||Processing Fees||Tenure(in years)|
|HDFC||11.49% - 17.25%||Upto 2.5%||1 - 5|
|AXIS||15.50% - 24%||1.5% to 2%||1 - 5|
|ICICI||11.43% - onwards||2.5%||1 - 5|
|BAJAJ||13.99% - 16%||2% - 3%||1 - 5|
|FULLERTON||17.25%||1.5% - 6%||1 - 4|
- The Loan amount depends upon the income and repayment capability of the person.
- It is a multi-purpose offer that can be used for almost all financial problems of life.
- No need to put any property or asset as Collateral to the lender.
- No cosigner needed.
Eligibility Criteria for Personal Loan
- Minimum age: 21 year
- Maximum age : 60 years
- Net monthly income: Rs. 18,000
- Minimum Experience:6 months in current job. * In case of Super A company mininmum experience in current job required is 3 months.
- Total experience required: 1 year
Self employed :
- Minimum age: 25 year.
- Maximum age: 65 years.
- Minimum annual turnover: Rs. 20 lakh
- Experience in current bussiness: 3 years
- Total experience in bussiness: 5 years
Salaried Self Employed Last 3 month salary slips Last 2 years ITR Latest 6 month bank statements of salaried account Latest 6 month bank statements of current account Photocopy of Pan Card Residence & Address Proof 2 passport size photographs
Benefits of getting loan through Dialabank:
- Lowest interest rates .
- Instant Approval in 2 hrs.
- Easy Documentation and flexible loan tenure.
- Get a dedicated helpline for your loan enquires.
Chennai is the capital of Tamil Nadu. It is a sixth-largest city in India in terms of population. In the past known as Madras and it is derived from Madraspatnam. Chennai is a main center for song, fine art and traditions in India.
Other Leading Personal Loan Providers in Bangalore
- HDFC Personal Loan
- Axis Bank Personal Loan
- PNB Personal Loan
- ICICI Bank Personal Loan
- Citibank Personal Loan
- Fullerton India Personal Loan
- Personal Loan from Other Banks
Personal Loan EMI Calculator SIP Calculator
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