Best Offer @11.49 % - Check your Eligibility (Apply Online / Call Us)

Personal loan

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Get a footstep closer to your dreams and goals by availing Personal Loan and accomplish your financial needs. This is the best and smartest way to get rid from financial worries. This loan seems to be attractive as you need not deposit any assets to the lender.

What is a Personal Loan?

In this modern world needs are rising high so the expenses are also rising at fast rate. It is very difficult for a person to cope up with this unstable climate. Personal loan is the best loan option to handle all expenses easily. Personal loan is an unsecured debt which can be availed without pledging any valuable property to the lender. Personal loan is a multipurpose loan that can be utilized for fulfilling many purposes. These purposes could be debt consolidation, paying medical bills, taxes and many more. Personal finance is an instant finance which a person can avail within 48-72 hours with minimal documentation required.

 

Why should one choose Personal Loan in Vadodara?

  1. The Loan amount depends upon the income and repayment capability of the person.
  2. It is a multi-purpose offer that can be used for almost all financial problems of life.
  3. No need to put any property or asset as Collateral to the lender.
  4. No cosigner needed.

 

Eligibility Criteria for Personal Loan in Vadodara

Salaried :

  1. Minimum age: 21 year
  2. Maximum age : 60 years
  3. Net monthly income: Rs. 14,000
  4. Minimum Experience:6 months in current job.
  5. Total experience required: 1 year

 

Self employed :

  1. Minimum age: 25 year.
  2. Maximum age: 65 years.
  3. Minimum annual turnover: Rs. 20 lakh
  4. Experience in current bussiness: 3 years
  5. Total experience in bussiness: 5 years

 

Vadodara Personal Loan Interest Rates.

Bank Name Interest Rates Processing Fees Tenure(in years)
HDFC 11.49% - 17.25% Upto 2.5% 1 - 5
AXIS 15.50% - 24% 1.5% to 2% 1 - 5
ICICI 11.43% - onwards 2.5% 1 - 5
BAJAJ 13.99% - 16% 2% - 3% 1 - 5
FULLERTON 17.25% 1.5% - 6% 1 - 4

 

Vadodara Personal Loan Documents

Salaried Self Employed
Last 3 month salary slips Last 3 years ITR
Latest 6 month bank statements of salaried account Latest 6 month bank statements of current account
Photocopy of Pan Card
Residence & Address Proof
2 passport size photographs

 

About Vadodara:

Baroda, also known as Vadodara is the 3rd largest city in the Gujarat state of India. It lies on the banks of the Vishwamitri river. It is also home to the Maharaja Sayajirao University of Baroda, which is the largest university in the state.

Other Leading Personal Loan Providers in Vadodara (Click to Apply)

  1. HDFC Personal Loan
  2. Axis Bank Personal Loan
  3. PNB Personal Loan
  4. Citibank Personal Loan
  5. ICICI Bank Personal Loan
  6. Bandhan Bank Personal Loan
  7. Fullerton India Personal Loan
  8. Personal Loan from Other Banks