Best Offer @11.49 % - Check your Eligibility (Apply Online / Call Us)
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Get a footstep closer to your dreams and goals by availing Personal Loan and accomplish your financial needs. This is the best and smartest way to get rid from financial worries. This loan seems to be attractive as you need not deposit any assets to the lender.
What is a Personal Loan?
In this modern world needs are rising high so the expenses are also rising at fast rate. It is very difficult for a person to cope up with this unstable climate. Personal loan is the best loan option to handle all expenses easily. Personal loan is an unsecured debt which can be availed without pledging any valuable property to the lender. Personal loan is a multipurpose loan that can be utilized for fulfilling many purposes. These purposes could be debt consolidation, paying medical bills, taxes and many more. Personal finance is an instant finance which a person can avail within 48-72 hours with minimal documentation required.
Why should one choose Personal Loan in Vadodara?
- The Loan amount depends upon the income and repayment capability of the person.
- It is a multi-purpose offer that can be used for almost all financial problems of life.
- No need to put any property or asset as Collateral to the lender.
- No cosigner needed.
Eligibility Criteria for Personal Loan in Vadodara
- Minimum age: 21 year
- Maximum age : 60 years
- Net monthly income: Rs. 14,000
- Minimum Experience:6 months in current job.
- Total experience required: 1 year
Self employed :
- Minimum age: 25 year.
- Maximum age: 65 years.
- Minimum annual turnover: Rs. 20 lakh
- Experience in current bussiness: 3 years
- Total experience in bussiness: 5 years
Vadodara Personal Loan Interest Rates.
|Bank Name||Interest Rates||Processing Fees||Tenure(in years)|
|HDFC||11.49% - 17.25%||Upto 2.5%||1 - 5|
|AXIS||15.50% - 24%||1.5% to 2%||1 - 5|
|ICICI||11.43% - onwards||2.5%||1 - 5|
|BAJAJ||13.99% - 16%||2% - 3%||1 - 5|
|FULLERTON||17.25%||1.5% - 6%||1 - 4|
Vadodara Personal Loan Documents
|Last 3 month salary slips||Last 3 years ITR|
|Latest 6 month bank statements of salaried account||Latest 6 month bank statements of current account|
|Photocopy of Pan Card|
|Residence & Address Proof|
|2 passport size photographs|
Baroda, also known as Vadodara is the 3rd largest city in the Gujarat state of India. It lies on the banks of the Vishwamitri river. It is also home to the Maharaja Sayajirao University of Baroda, which is the largest university in the state.
Other Leading Personal Loan Providers in Vadodara (Click to Apply)