Do you want to avail financial assistance that is completely free from any risk? If yes, then you can apply for a Personal Loan. The loan does not require any asset to pledge as security with the lender. Moreover, it is a multipurpose scheme that can be used for any purpose.

Eligibility Criteria For Personal Loan Bikaner

Not everyone can get a personal loan. there are some criteria on the basis of them the bank provide a personal loan to the applicants. Let us discuss them.

There are two categories of the applicants.

Salaried

Self-employed

There are different criteria for both categories. Let us see both of them one by one.

Salaried

  1. First of all the age of the applicant should be more than 21 years.
  2. After that he/she should be earning Rs. 18000 per month at least.
  3. After that, the applicant should have the work experience of 3 years at least.
  4. After that he/she should be getting the salary in his/her bank account.
  5. The credit history of the applicant should be good.

Self-employed

  1. If the applicant is self-employed than his/her age should be 25 years at least.
  2. He/she should be filing ITR for last three years at least.
  3. His/her CIBIL score should be good.
  4. The ITR should be of Rs. 2.5 Lakhs per annum at least.

 Personal Loan Bikaner Interest Rates

Personal Loan is available usually lower interest rates. And it also depends on the profile of the applicant, his salary and CIBIL Score.  It generally starts from 10.75% to 22% per annum.

Personal Loan Bikaner Documentation

Salaried Individual

Self Employed People

Latest 6-month bank statements

Latest 6-month bank statements

Last 3 months salary slips

Last 2 years ITR

Photocopy of Pan Card

Photocopy of Pan Card

Residence & Address Proof

Residence & Address Proof

2 passport size photographs

2 passport size photographs

 

Why one should choose Personal Loan Bikaner?

It is the simple and safe Loan scheme for raising funds in times of need.

There is no need to pledge any valuable commodity as collateral to borrow money.

The money borrowed can be used for almost all purposes.

There is no need to provide a cosigner or guarantor to avail this loan.

 A personal loan can be taken for different needs. If you need finance, you can borrow from financial institutions. There are different rules and criteria to get a personal loan. One must check its eligibility for getting loan amount. Personal loans are multipurpose finance options. There are various benefits of taking a personal loan online. You can avail a good deal by comparing offers and finalizing the best one as per your needs.

Benefits of Personal Loan Bikaner

  1. A Loan without any collateral or security: A Personal Loan is not a secured loan. Banks don’t ask for any security or collateral. So, there is no need of pledging collateral or security. It is purely given as per the customers' income.
  2. Simple Documentation: Personal Loans are simple and easy. You can get it with minimum documentation with a quick process. Banks need some basic documents of a borrower like identity proof, address proof, income proof, etc.
  3. Loan Amount: The amount can be ranging from Rs. 50,000 to Rs. 20 lakh.
  4. Quick Loan Approval: It is easily sanctioned within 48-72 hours without any hassle. After getting the documents, banks will do the verification of the given details and the loan will get disbursed within 24 hours of verification.
  5. Multipurpose finance: Personal loan can be used for various purposes i.e. in paying old bills, home improvements, wedding shopping, financing trips and many more.
  6. No Third party involvement: The loan is directly given to the borrower without the involvement of the third party. It is a relationship between the borrower and the lender.
  7. Hassle free: Getting a personal loan is now a hassle-free process. Online loan portals have made it more convenient and easy. You can get the loan amount in your account without stepping out of your place.
  8. Avail the benefits of a personal loan by applying online. Get the best deal and lowest interest rates with quick approval. Call 60011600 or 9878981166.

About Bikaner

Bikaner is a city in the northwest part of India in the state of Rajasthan. This city was founded by Rao Bika. Earlier, it was the capital of the princely state of Bikaner.  It is the 5th largest city in the state. The major industries include wool production and mining of Gypsum, plaster of Paris and bentonite. It is also popular for sweets and snacks.

 

Special Note: Bank does not provide Personal Loan to poor credit holders, However, one can fulfill their financial requirement with a Gold Loan easily.

 

Best Offer @14 % - Check your Eligibility (Apply Online / Call Us)

Personal loan

Call us on 9878981166


REMINDER SERVICES EMI CALCULATOR

PERSONAL LOAN INTEREST RATES

Reminder Services EMI Calculator Personal Loan Interest Rates

 

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