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Personal loan


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Now one can fulfill all personal needs of life with the help of a Personal Loan. It is a loan that does not require any asset to pledge as collateral with the lender. One can use this loan for home renovations, paying off debts, going for a vacation, wedding expenses and so on.


Why one should choose Personal Loan in Allahabad?

  • Low processing charges
  • Less documentation
  • Quick and risk free
  • No cosigner required
  • Affordable Interest Rates
  • Collateral free Loan
  • Easily available


Personal Loan Interest Rates:


HDFC Bank State Bank of India Axis Bank
 14 % 15 % 15 % - 24 %


Who are eligible for Personal Loan in Allahabad?

Salaried, self-employed people and self-employed professionals are eligible for availing personal loan.


Salaried Individuals:

  • Salary: Rs 10,000
  • Minimum and Maximum Age: 21 and 60 Years.
  • Work Experience: Overall 3 years and one year experience in current job.


*A person getting salary in cash is not eligible for availing Loan at affordable rates.


Self Employed Individuals:

  • Min and Maximum Age: 25 and 65 years.
  • An Annual ITR of 2.5 to 3 lakh is required.
  • Residence: Office or Home should be owned.
  • Business Stability: Your business should be running from last 3 years with continuous profit.
  • Telephone / Mobile at office: Mandatory

Documentation for Personal Loan


Salaried Individual

Self Employed People

Latest 6 month bank statements

Latest 6 month bank statements

Last 2 month salary slips

Last 2 years Balance Sheet

Last 2 year Form 16

Last 2 Years ITR

Photocopy of Pan Card

PAN Card photocopy

Residence & Address Proof

Residence & Address Proof

2 passport size photographs

2 passport size photographs


About Allahabad:

Allahabad  is a city in the Uttar Pradesh state in India. The city's original name—Prayaga, or "place of offerings", comes from its site at the sacred junction of the rivers Ganges, Yamuna and Saraswati. It is also referred as Prayag. It is the 7th most populous city in Uttar Pradesh.




Special Note: Bank does not provide Personal Loan to poor credit holders. However, one can fulfill their financial requirement with a Gold Loan easily.






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