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Personal Finance

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If you are in need of finance and do not possess any asset as collateral, then Personal Loan is the best option for you. It offers monetary support to the people for personal use. It is a collateral free loan that can be availed without providing security.

SBI Personal Loan Interest Rates : @14 %

Why one should choose SBI Personal Loan in Siliguri?

  1. These are quick to obtain because less paperwork is required.
  2. The lender provides Loan without demanding security.
  3. Borrower can fulfill all wishes pertaining to personal ends.
  4. The repayment period is settled between 6 months to 7years.

Who are eligible for SBI Personal Loan in Siliguri?

Salaried, self employed people and self employed professionals are eligible for availing personal loan.

Salaried Individuals:

  1. Salary: Rs 10,000 Monthly.
  2. Minimum and Maximum Age: 21 and 60 Years.
  3. Work Experience: Overall 3 years and one year experience in current job.

*A person getting salary in cash is not eligible for availing Loan at affordable rates.

Self Employed Individuals:

  1. Min and Maximum Age: 25 and 65 years.
  2. An Annual ITR of 2.5 to 3 lakh is required.
  3. Residence: Office or Home should be owned.
  4. Business Stability: Your business should be running from last 3 years with continuous profit.
  5. Telephone / Mobile at office: Mandatory

Documentation for Personal Loan

Salaried Individual Self Employed People
Last 2 month salary slips Last 2 years Balance Sheet
Last 2 year Form 16 Last 2 Years ITR
Latest 6 months bank statement
Photocopy of Pan Card
Residence & Address Proof
2 passport size photographs

About Siliguri:

Siliguri is a city in the Darjeeling in West Bengal. It is located on the banks of the Mahananda River in the foothills of the Himalayas. It is a principal commercial, tourism, transportation, and educational center in the northern part of West Bengal.

Special Note: State Bank of India does not provide Personal Loans to bad credit holders, but an individual can fulfill their finance requirements by availing a Gold Loan easily.

SBI Personal Loan EMI Calculator SBI Personal Loan Interest Rates
SBI Personal Loan EMI Calculator SBI Personal Finance Interest Rates

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