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Personal Loan

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Get a footstep closer to your dreams and goals by availing Personal Loan and accomplish your financial needs. This is the best and smartest way to get rid from financial worries. This loan seems to be attractive as you need not deposit any assets to the lender.

What is a Personal Loan?

In this modern world needs are rising high so the expenses are also rising at fast rate. It is very difficult for a person to cope up with this unstable climate. Personal loan is the best loan option to handle all expenses easily.

Personal loan is an unsecured debt which can be availed without pledging any valuable property to the lender. Personal loan is a multipurpose loan that can be utilized for fulfilling many purposes. These purposes could be debt consolidation, paying medical bills, taxes and many more. Personal finance is an instant finance which a person can avail within 48-72 hours with minimal documentation required.

Documents & Eligibility Features & Benefits Personal Loan Interest Rates

Why should one choose Personal Loan in Chandigarh?

  1. The Loan amount depends upon the income and repayment capability of the person.
  2. It is a multi-purpose offer that can be used for almost all financial problems of life.
  3. No need to put any property or asset as Collateral to the lender.
  4. No cosigner needed.

Eligibility Criteria for Personal Loan

Salaried Individual

  1. Minimum age of the borrower: 21 years
  2. Maximum age of the borrower: 60 years
  3. Minimum annual income: Rs.1,20,000
  4. Net monthly income: Rs. 20,000/- & above
  5. Total experience in employment: 3 years and above
  6. Current experience: 6 months and above

Self employed Individual

  1. Minimum age of the applicant: 25 years
  2. Maximum age of the applicant: 65 years
  3. Minimum annual income: Rs.1,20,000
  4. Total experience in employment: 3 years and above.

Personal Loan Interest Rates in Chandigarh

SALARIED INDIVIDUALS
Name Of The Ban CAT A CAT B Others Apply
HDFC 12.99%- 15% 14%-17% 17% Apply
SBI 13.75% 14%-20% 14.75%-18% Apply
AXIS Bank 13% 15.5% 15%-23% Apply
Bank Of Baroda 15.50% 16% N.A. Apply
Citibank 16%-17% 17%-18% 18%-19% Apply
Fullerton India 17% 20%-22% 20%-28% Apply

Documentation

Salaried Individual Self Employed People
Last 2 month salary slips Last 2 years Balance Sheet
Last 2 year Form 16 Last 2 Years ITR
Latest 6 month bank statements
Photocopy of Pan Card
Residence & Address Proof
2 passport size photographs

About Chandigarh:

It is the capital of two states, Haryana and Punjab. Chandigarh was the first best-planned city post independence in 1947. Chandigarh is home to many interstate sporting teams like Kings XI Punjab in The Indian Premier League.

Other Leading Personal Loan Providers in Chandigarh (Click to Apply)

  1. HDFC Personal Loan
  2. Axis Bank Personal Loan
  3. PNB Personal Loan
  4. ICICI Bank Personal Loan
  5. Citibank Personal Loan
  6. Bandhan Bank Personal Loan
  7. Fullerton India Personal Loan
  8. Personal Loan from Other Banks

Personal Loan EMI Calculator Personal Loan Interest Rates
Personal Loan EMI Calculator Personal Loan Interest Rates

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