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Need money for your daughter's marriage? Facing financial difficulty?  Do not worry Personal Loan is here to help you. This is the smartest way to get rid of financial worries. Few documents are taken into consideration by the lenders.

Why Personal Loan Dhanbad?

  • The personal loan is the best way to fulfill the short term requirements.
  • The Loan is purely based upon the applicant's capability and the salary.
  • The loan is offered to the salaried and self-employed individuals.
  • The money is offered to the customer after investigating the necessary documents.
  • It is a fast way to make money as there is no process involved to check the collateral

Features of Personal Loan Dhanbad

  1. Loan amount up to Rs 15 lakhs.
  2. Minimum paperwork
  3. Lowest Interest rates.
  4. No collateral or security or Guarantee required.
  5.  Loan tenure from 12 to 60 months.
  6. Quick approval within 48 hours.

Interest Rates Personal Loan Dhanbad

Personal Loan generally comes with an affordable interest rate.  The initial interest rate of the Personal Loan is 10.75% per year, but this rate keeps on varying from time to time. Also, the interest rate differs from person to person and also depends on one’s monthly salary or income.
 

Who are eligible for Personal Loan Dhanbad?

Salaried, self-employed people and self-employed professionals are eligible for availing a personal loan.
 
Salaried Individuals
  1. Salary: Rs 18,000 (Monthly).
  2. Minimum and Maximum Age: 21 and 60 Years.
  3. Work Experience: Overall 3 years and 1-year experience in the current job.
  4. CIBIL Score must be more than 700.
  5. A person who gets his/her salary in cash is not eligible for availing Loan
Self Employed Individuals
  1. Minimum and Maximum Age: 25 and 65 years.
  2. Should have filed for an annual ITR of 2.5 to 3 lakh.
  3. Residence: Should be owning an Office or Home.
  4. Business Stability: Your business should be operating for the last 3 years.
  5. CIBIL Score should be more than 700.

Documentation for Personal Loan Dhanbad

  1. Identity Proof: PAN Card/ Voter ID card/ Driving License /Aadhar Card/ Passport.
  2. Proof of Residence: Voter ID card/ Driving License/Passport/Rent Agreement/Water Bills/ Electricity Bills/Aadhar Card/ PAN Card
  3. Income Proof: Salary slips of last 6 month or bank account statements where you get your salary. If you are self-employed, you have to give your ITR statement for last 3 years.
  4. It is important to note that if you don’t get your salary in the bank account, then you won't be eligible to apply for a loan.

How to Apply?

Anybody can apply quickly for Personal Loan online within 2 minutes. The process of application is straightforward and fast.
  1. Visit www.dialabank.com.
  2. After that, apply for a Personal Loan online.
  3. Enter your contact number so that we can contact you back.
  4. Dialabank is one of the best platforms to apply for a personal loan as we provide you all kinds of loan at a very affordable rate of interest.

About Dhanbad

Dhanbad is a city in Jharkhand famous for coal mining. Tata Steel, BCCL, ECL and IISCO (Indian Iron And Steel Company) are some of the companies having coal mines in the district. The Indian School of Mines is also located in Dhanbad. Dhanbad Rail Division is the second largest in terms of revenue generation after Mumbai division.

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PERSONAL LOAN INTEREST RATES

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