ICICI Gold Loan
GET THE CHEAPEST GOLD LOAN IN 5 MINUTES
Call us on 60011600
ICICI Bank presents “Loan against Gold”, specially designed to provide liquidity against gold in any form without having to sell them.
Why ICICI Gold Loan?
ICICI is one of the leading providers of financial services in the country. The bank provides loan against gold at cheapest interest rates. There are many people who need a Personal Loan or Business Loan. However, due to their non-eligibility, they are unable to avail them. Gold loan is the best option for them. ICICI Bank provides Gold Loan with minimum documentation and in lesser time. Before applying for a loan, it is best to compare the Gold Loan Interest Rate to get the best deal.
Highlights of Gold Loan
- Get instant Cash on your Gold Ornaments and Jewellery
- Get higher loan amounts (depending on purity of gold and net weight of the gold)
- Get your loan approved in just five minutes
- Minimum Requirements: One recent ID (Voter ID/ Ration Card/ Driving License/ Passport)
- No processing fee
- Minimum Gold Required should be 30 grams
Loans & Advances - Indicative Lending Rates
updated on June 6th, 2012
|Type of Credit Facility||Interest Rate||Processing Fee*|
|Agriculture||Allied Agricultural||Non Agriculture|
|Loan Against Gold Ornaments & Gold Coins||13%||14%||16.5%||1% of sanctioned amount|
Those who are not- eligible:
- Bullion items like gold bars and biscuits, etc.
- HUF, sole-proprietorship concerns, partnership firms, corporate and co-operatives
There are many features and advantages of gold loans. A lot of banks provide gold loans with varied features and advantages that it becomes confusing to choose the right product. Online comparison of these products is the best way of finding the product that suits them. One can also apply online for a gold loan on our website or on the web portals of the providers.
|Leading Gold Loan Providers (Click to Apply)|
|Manappuram Gold Loan||Reliance Gold Loan||Other banks|
|REMINDER SERVICES||EMI CALCULATOR|
Disclaimer: The information provided on www.dialabank.com is collected from public sources and is believed to be accurate and genuine. This site should be used as a information provider for different product offerings of Insurance companies and the visitor should make an independent verification with the Insurance companies to verify the claims made in the policy before making any purchase. The decision to Apply and/or Purchase a policy is at the sole and complete discretion of the website visitor and Dialabank.com cannot guarantee or can be held liable for loss or damage caused by claims made by insurance companies through their agents, partners, products or services, directly or indirectly.
Should you opt for gold loan from a bank or an NBFC?
When you apply for Gold Loan, the first question that comes to your mind is why gold loan, when there are other options which can offer you the required funds. The answer to this question is the ease and convenience with which this loan is processed and disbursed that score over other loan options. Also, it is offered at much lower interest rates as compared to unsecured loans. The reason behind the easy and simple processing of this loan is that being secured loan financial co... read more
Gold Loans: Convenient and Easy...!!!
Your Precious Gold Ornaments are Safe with Gold Loans...!!! GOLD LOAN is given in opposition to Gold. Most private banks, National banks and other financial institutions provide these loans at appealing rates. Some people take this loan to meet short term requirements like Daughter’s wedding, Children education and other financial needs. Some people think, rather than keeping gold at the house it would be better to take Loan against Gold. read more
Banks still preserve their edge over NBFCs in Gold Loan Race
GET THE CHEAPEST GOLD LOAN IN JUST 5 MINUTES Call us on 60011600 (Single Number across 18 Cities)
RBI Increased NBFCs Gold Loan Limit to 75 per cent
Mumbai Jan 9 : People who want to avail Gold Loan can borrow more as Reserve Bank of India on Wednesday allowed Non Banking Financial Companies to lend up to 80 percent of the amount of metal with an increase of 20%. RBI said, "It has been decided to raise the LTV (Loan-To-Value) ratio to up to 80 per cent for loans against the collateral of gold jewelry from the present limit of 60 per cent with immediate effect".