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ICICI Bank presents “Loan against Gold”, specially designed to provide liquidity against gold in any form without having to sell them. ICICI Bank or the Industrial Credit and Investment Corporation of India is one of the leading banks in the country as a provider of loans and investments. They are the second largest bank in India with a branch network of about 31,000 branches and as many as 10,486 ATM machines installed all over the country. They have a global presence in nearly 19 countries at the present. The bank was awarded the Most Admired Infrastructure Debt Financer and PPP Project in the country.

 Features   Advantages   Document   Interest Rates 

Why ICICI Gold Loan?

ICICI is one of the leading providers of financial services in the country. The bank provides loan against gold at cheapest interest rates. There are many people who need a Personal Loan or Business Loan. However, due to their non-eligibility, they are unable to avail them. Gold loan is the best option for them. ICICI Bank provides Gold Loan with minimum documentation and in lesser time. Before applying for a loan, it is best to compare the Gold Loan Interest Rate to get the best deal.

Highlights of Gold Loan

  1. Get instant Cash on your Gold Ornaments and Jewellery
  2. Get higher loan amounts (depending on purity of gold and net weight of the gold)
  3. Get your loan approved in just five minutes
  4. Minimum Requirements: One recent ID (Voter ID/ Ration Card/ Driving License/ Passport)
  5. No processing fee

Eligibility Criteria

Minimum Gold Required should be 30 grams

Interest Rates

Loans & Advances - Indicative Lending Rates
updated on July 2015
Retail Loans
Type of Credit Facility Interest Rate Processing Fee*
Agriculture Allied Agricultural Non Agriculture
Loan Against Gold Ornaments & Gold Coins 13% 14% 16.5% 1% of sanctioned amount

Those who are not- eligible:

  1. Pawn-Brokers
  2. Bullion items like gold bars and biscuits, etc.
  3. HUF, sole-proprietorship concerns, partnership firms, corporate and co-operatives

There are many features and advantages of gold loans. A lot of banks provide gold loans with varied features and advantages that it becomes confusing to choose the right product. Online comparison of these products is the best way of finding the product that suits them. One can also apply online for a gold loan on our website or on the web portals of the providers.

Leading Gold Loan Providers (Click to Apply)
 Manappuram   Muthoot   Reliance   Other banks 


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