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Financial constraints are part of life, and it is difficult for a common man to overcome these with limited income. A personal loan is an offer that provides financial support to people in times of need. It allows the person to acquire money without placing any collateral. So if you live in Visakhapatnam also known as Vizag you must know the following things before you go to apply for a personal loan.
Personal Loan Interest Rates in Visakhapatnam (Vizag)
|HDFC Bank||12.75 %|
|Fullerton||19.50% - 37%|
Eligibility Criteria for Personal Loan in Visakhapatnam
- Minimum age: 21 year
- Maximum age : 60 years
- Net monthly income: Rs. 14,000
- Minimum Experience:6 months in current job.
- Total experience required: 1 year
Self employed :
- Minimum age: 25 year.
- Maximum age: 65 years.
- Minimum annual turnover: Rs. 20 lakh
- Experience in current bussiness: 3 years
- Total experience in bussiness: 5 years
Documents You Need to Apply for Personal Loan
|Last 3 month salary slips||Last 3 years ITR|
|Latest 6 month bank statements of salaried account||Latest 6 month bank statements of current account|
|Photocopy of Pan Card|
|Residence & Address Proof|
|2 passport size photographs|
Visakhapatnam (Vizag) is a port city and 2nd largest in eastern Coast of India. Vizag is situated 625 Km east of the state capital Hyderabad. It is dwelling place for various state-owned heavy industries and a famous steel plant. Vizag is the only seaport that has the oldest shipyard.