Need of Personal Loan in Kakinada:
A Personal Loan is a loan that can be taken for any personal purpose like for wedding expenses, paying medical bills, home improvements, planning a vacation etc. There is no need to put any asset like a home or a vehicle at stake to avail this loan. It is a convenient deal for people who do not want to risk their valuable assets.
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Kakinada Personal Loan Interest Rates:
|Bank Name||Interest Rates||Processing Fees||Tenure(in years)|
|HDFC||11.49% - 17.25%||Upto 2.5%||1 - 5|
|AXIS||15.50% - 24%||1.5% to 2%||1 - 5|
|ICICI||11.43% - onwards||2.5%||1 - 5|
|BAJAJ||13.99% - 16%||2% - 3%||1 - 4|
|FULLERTON||17.25%||1.5% - 6%||1 - 4|
- The Loan amount depends upon the income and repayment capability of the person.
- It is a multi-purpose offer that can be used for almost all financial problems of life.
- No need to put any property or asset as Collateral to the lender.
- No cosigner needed.
Eligibility Criteria for Personal Loan
- Minimum age: 21 year
- Maximum age : 60 years
- Net monthly income: Rs. 15,000
- Minimum Experience:6 months in current job. * In case of Super A company mininmum experience in current job required is 3 months.
- Total experience required: 1 year
Self employed :
- Minimum age: 25 year.
- Maximum age: 65 years.
- Minimum annual turnover: Rs. 20 lakh
- Experience in current bussiness: 3 years
- Total experience in bussiness: 5 years
|Last 3 month salary slips||Last 2 years ITR|
|Latest 6 month bank statements of salaried account||Latest 6 month bank statements of current account|
|Photocopy of Pan Card|
|Residence & Address Proof|
|2 passport size photographs|
Benefits of getting loan through Dialabank:
- Lowest interest rates .
- Instant Approval in 2 hrs.
- Easy Documentation and flexible loan tenure.
- Get a dedicated helpline for your loan enquires.
Kakinada is a city in the southern state Andhra Pradesh. It is known as Fertilizer City because of the presence of a large number of fertilizer plants here. It is the 6th biggest city by area and ninth biggest by inhabitants in Andhra Pradesh.
Other Leading Personal Loan Providers in Bangalore
- HDFC Personal Loan
- Axis Bank Personal Loan
- PNB Personal Loan
- ICICI Bank Personal Loan
- Citibank Personal Loan
- Fullerton India Personal Loan
- Personal Loan from Other Banks
|Personal Loan EMI Calculator||SIP Calculator|
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