Need of Personal Loan in Kakinada:

Kakinada MapA Personal Loan is a loan that can be taken for any personal purpose like for wedding expenses, paying medical bills, home improvements, planning a vacation etc. There is no need to put any asset like a home or a vehicle at stake to avail this loan. It is a convenient deal for people who do not want to risk their valuable assets.

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Kakinada Personal Loan Interest Rates:

Bank Name Interest Rates Processing Fees Tenure(in years)
HDFC 11.49% - 17.25% Upto 2.5% 1 - 5
AXIS 15.50% - 24% 1.5% to 2% 1 - 5
ICICI 11.43% - onwards 2.5% 1 - 5
BAJAJ 13.99% - 16% 2% - 3% 1 - 4
FULLERTON 17.25% 1.5% - 6% 1 - 4

 

Features

  1. The Loan amount depends upon the income and repayment capability of the person.
  2. It is a multi-purpose offer that can be used for almost all financial problems of life.
  3. No need to put any property or asset as Collateral to the lender.
  4. No cosigner needed.

 

Personal Loan

 

Eligibility Criteria for Personal Loan

Salaried :

  1. Minimum age: 21 year
  2. Maximum age : 60 years
  3. Net monthly income: Rs. 15,000
  4. Minimum Experience:6 months in current job. * In case of Super A company mininmum experience in current job required is 3 months.
  5. Total experience required: 1 year

Self employed :

  1. Minimum age: 25 year.
  2. Maximum age: 65 years.
  3. Minimum annual turnover: Rs. 20 lakh
  4. Experience in current bussiness: 3 years
  5. Total experience in bussiness: 5 years

Documents

Salaried Self Employed
Last 3 month salary slips Last 2 years ITR
Latest 6 month bank statements of salaried account Latest 6 month bank statements of current account
Photocopy of Pan Card
Residence & Address Proof
2 passport size photographs

 

Benefits of getting loan through Dialabank:

  1. Lowest interest rates .
  2. Instant Approval in 2 hrs.
  3. Easy Documentation and flexible loan tenure.
  4. Get a dedicated helpline for your loan enquires.

About Kakinada

Kakinada Kakinada is a city in the southern state Andhra Pradesh. It is known as Fertilizer City because of the presence of a large number of fertilizer plants here. It is the 6th biggest city by area and ninth biggest by inhabitants in Andhra Pradesh.

 

Other Leading Personal Loan Providers in Bangalore

  1. HDFC Personal Loan
  2. Axis Bank Personal Loan
  3. PNB Personal Loan
  4. ICICI Bank Personal Loan
  5. Citibank Personal Loan
  6. Fullerton India Personal Loan
  7. Personal Loan from Other Banks

 

Personal Loan EMI Calculator SIP Calculator
EMI Calculator SIP Calculator

 

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