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 A Personal Loan can be obtained without any security/guarantor/collateral. It is a loan that offers financial support to people for meeting personal requirements of life. It is a convenient scheme for people who do not want to risk their valuable assets. 

Why Personal Loan Tirunelveli?

  1. There is no need to provide a cosigner to avail this loan.
  2. It is a multi-purpose Loan that can be used for almost all financial problems of life.
  3. The loan amount is based upon the income and the repayment capability of the person.
  4. The amount borrowed can be used for almost all financial problems of life.

Who Are Eligible for Personal Loan Tirunelveli?

Salaried, self-employed people and self-employed professionals are eligible for availing a personal loan.

Salaried Individuals:

  1. Salary: Rs 18,000 (Monthly).
  2. Minimum and Maximum Age: 21 and 60 Years.
  3. Work Experience: Overall 3 years and 1-year experience in the current job.
  4. CIBIL Score must be more than 700.
  5. A person who gets his/her salary in cash is not eligible for availing Loan

Self Employed Individuals:

  1. Minimum and Maximum Age: 25 and 65 years.
  2. Should have filed for an annual ITR of 2.5 to 3 lakh.
  3. Residence: Should be owning an Office or Home.
  4. Business Stability: Your business should be operating for the last 3 years.
  5. CIBIL Score should be more than 700.

Documentation for Personal Loan Tirunelveli

  1. Identity Proof: PAN Card/ Voter ID card/ Driving License /Aadhar Card/ Passport.
  2. Proof of Residence: Voter ID card/ Driving License/Passport/Rent Agreement/Water Bills/ Electricity Bills/Aadhar Card/ PAN Card
  3. Income Proof: Salary slips of last 6 month or bank account statements where you get your salary. If you are self-employed, you have to give your ITR statement for last 3 years.
  4. It is important to note that if you don’t get your salary in the bank account, then you won't be eligible to apply for a loan.

Salaried Individual

Self Employed People

Latest 6-month bank statements

Latest 6-month bank statements

Last 2-months’ salary slips

Last 2 years Balance Sheet

Last 3 year Form 16

Last 3 Years ITR

Photocopy of Pan Card

PAN Card photocopy

Residence & Address Proof

Residence & Address Proof

2 passport size photographs

2 passport size photographs

 

 

 

 

 

 

 

 

 

 

How to Apply?

Anybody can apply quickly for Personal Loan online within 2 minutes. The process of application is straightforward and fast.

  1. Visit www.dialabank.com.
  2. After that, apply for a Personal Loan online.
  3. Enter your contact number so that we can contact you back.

Dialabank is one of the best platforms to apply for a personal loan as we provide you all kinds of loan at a very affordable rate of interest.

About Tirunelveli

Tirunelveli is a city located on Thamirabarani River in Tamil Nadu. It is also referred to as Nellai. It serves as the administrative headquarters of the Tirunelveli District. It has various monuments,  among which Nellaiappar Temple is the most prominent.

 

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