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Personal loan

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If you are in a financial crisis, need urgent monetary support and not having any commodity to place as security, then availing a Personal Loan is best solution to your problems. It is an unsecured loan and can be availed without providing any security. Moreover, it is a multipurpose loan that can be used for a variety of purposes.

Why one should choose a Personal Loan in Madurai?

  1. Low processing charges
  2. Less documentation
  3. Quick and risk free
  4. No co-signer required
  5. Affordable interest rates
  6. Collateral free Loan
  7. Easily available

 

Personal Loan Interest Rates:

 

HDFC Bank State Bank of India Axis Bank
 13% 13.5 % 14% - 24 %

 

Who are eligible for Personal Loan in Madurai?

Salaried, self-employed people and self-employed professionals are eligible for availing personal loan.

 

Salaried Individuals:

  1. Salary: Rs 10,000
  2. Minimum and Maximum Age: 21 and 60 Years.
  3. Work Experience: Overall 3 years and one year experience in current job.

 

*A person getting salary in cash is not eligible for availing Loan  at Affordable Rates.

 

Self Employed Individuals:

  1. Min and Maximum Age: 25 and 65 years.
  2. An Annual ITR of 2.5 to 3 lakh is required.
  3. Residence: Office or Home should be owned.
  4. Business Stability: Your business should be running from last 3 years with continuous profit.
  5. Telephone / Mobile at office: Mandatory

Documentation for Personal Loan

Salaried Individual

Self Employed People

Latest 6 month bank statements

Latest 6 month bank statements

Last 2 month salary slips

Last 2 years Balance Sheet

Last 2 year Form 16

Last 2 Years ITR

Photocopy of Pan Card

PAN Card photocopy

Residence & Address Proof

Residence & Address Proof

2 passport size photographs

2 passport size photographs

 

About Madurai:

Madurai, considered as the cultural capital is the second largest city in Tamil Nadu. It is located on the banks of River Vaigai. It is famous for jasmine flowers. These are transported to the most of the Indian cities and exported to other countries too.

 

 


 

Special Note: Bank does not provide Personal Loan to poor credit holders. However, one can fulfill their financial requirement with a Gold Loan easily.

 

 


REMINDER SERVICES EMI CALCULATOR

PERSONAL LOAN INTEREST RATES

 

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