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Taking a loan has become a common thing today as no one is able to fulfill their needs with the limited income. A Personal Loan is a type of loan that does not require any asset to pledge. It can be availed to meet various personal requirements of life.

Why Personal Loan Moradabad?

  1. It is the simple and safe Loan scheme for raising funds in times of need.
  2. There is no need to pledge any valuable commodity as collateral to borrow money.
  3. The money borrowed can be used for almost all purposes.
  4. There is no need to provide a cosigner or guarantor to avail this loan.

Who Are Eligible for Personal Loan Moradabad?

Salaried, self-employed people and self-employed professionals are eligible for availing a personal loan.

Salaried Individuals:

  1. Salary: Rs 18,000 (Monthly).
  2. Minimum and Maximum Age: 21 and 60 Years.
  3. Work Experience: Overall 3 years and 1-year experience in the current job.
  4. CIBIL Score must be more than 700.
  5. A person who gets his/her salary in cash is not eligible for availing Loan

Self Employed Individuals:

  1. Minimum and Maximum Age: 25 and 65 years.
  2. Should have filed for an annual ITR of 2.5 to 3 lakh.
  3. Residence: Should be owning an Office or Home.
  4. Business Stability: Your business should be operating for the last 3 years.
  5. CIBIL Score should be more than 700.

Documentation for Personal Loan Moradabad

  1. Identity Proof: PAN Card/ Voter ID card/ Driving License /Aadhar Card/ Passport.
  2. Proof of Residence: Voter ID card/ Driving License/Passport/Rent Agreement/Water Bills/ Electricity Bills/Aadhar Card/ PAN Card
  3. Income Proof: Salary slips of last 6 month or bank account statements where you get your salary. If you are self-employed, you have to give your ITR statement for last 3 years.
  4. It is important to note that if you don’t get your salary in the bank account, then you won't be eligible to apply for a loan.

Salaried Individual

Self Employed People

Latest 6-month bank statements

Latest 6-month bank statements

Last 2-months’ salary slips

Last 2 years Balance Sheet

Last 3 year Form 16

Last 3 Years ITR

Photocopy of Pan Card

PAN Card photocopy

Residence & Address Proof

Residence & Address Proof

2 passport size photographs

2 passport size photographs

 

 

 

 

 

 

 

 

 

 

How to Apply?

Anybody can apply quickly for Personal Loan online within 2 minutes. The process of application is straightforward and fast.

  1. Visit www.dialabank.com.
  2. After that, apply for a Personal Loan online.
  3. Enter your contact number so that we can contact you back.

Dialabank is one of the best platforms to apply for a personal loan as we provide you all kinds of loan at a very affordable rate of interest.

About Moradabad

Moradabad is a city in the Uttar Pradesh, India. It was established by prince Murad, the son of the Mughal Emperor Shah Jahan in 1600. It is located on the banks of the Ramganga River. It is also known with the name Petal Nagri for its famous brass handicraft industry. The modern, attractive, and artistic brass ware, jewelry and trophies made by experienced artisans are the main crafts.

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