Personal loan is the best way to get money in hand without many efforts. It is the convenient mode of credit which can be used for any purpose at any point in time. Personal finance is helpful for the person to get rid of all financial problems.

Why Personal Loan Muzzafarpur?

  1. Get Personalised Service: Our trained Relationship Managers will understand your requirements and your profile and help you find the most suitable Personal Loan offer.
  2. Rate Comparison: We help you understand the details of all costs involved in taking a Personal Loan and help you find the Cheapest Offer.
  3. Detailed Research: Benefit from our detailed research on all the products from the leading Personal Loan players in the market and make the right choice.
  4. Zero Charges: Dialabank offers personalized service to its customers at zero fees. Use our services to find the right Personal Loan deal at no extra cost.
  5. Unbiased and Transparent Search: Our objective is to simplify your Personal Loan search and we provide information in an unbiased and transparent manner.

Interest Rates Personal Loan Muzzafarpur

Personal Loan generally comes with an affordable interest rate.  The initial interest rate of the Personal Loan is 10.75% per year, but this rate keeps on varying from time to time. Also, the interest rate differs from person to person and also depends on one’s monthly salary or income.

Who are eligible for Personal Loan Muzzafarpur?

Salaried, self-employed people and self-employed professionals are eligible for availing a personal loan.

Salaried Individuals:

  1. Salary: Rs 18,000 (Monthly).
  2. Minimum and Maximum Age: 21 and 60 Years.
  3. Work Experience: Overall 3 years and 1-year experience in the current job.
  4. CIBIL Score must be more than 700.
  5. A person who gets his/her salary in cash is not eligible for availing Loan

Self Employed Individuals:

  1. Minimum and Maximum Age: 25 and 65 years.
  2. Should have filed for an annual ITR of 2.5 to 3 lakh.
  3. Residence: Should be owning an Office or Home.
  4. Business Stability: Your business should be operating for the last 3 years.
  5. CIBIL Score should be more than 700.

Documentation for Personal Loan Muzzafarpur

  1. Identity Proof: PAN Card/ Voter ID card/ Driving License /Aadhar Card/ Passport.
  2. Proof of Residence: Voter ID card/ Driving License/Passport/Rent Agreement/Water Bills/ Electricity Bills/Aadhar Card/ PAN Card
  3. Income Proof: Salary slips of last 6 month or bank account statements where you get your salary. If you are self-employed, you have to give your ITR statement for last 3 years.
  4. It is important to note that if you don’t get your salary in the bank account, then you won't be eligible to apply for a loan.

Salaried Individual

Self Employed People

Latest 6-month bank statements

Latest 6-month bank statements

Last 2-months’ salary slips

Last 2 years Balance Sheet

Last 3 year Form 16

Last 3 Years ITR

Photocopy of Pan Card

PAN Card photocopy

Residence & Address Proof

Residence & Address Proof

2 passport size photographs

2 passport size photographs

 

 

 

 

 

 

 

How to Apply?

Anybody can apply quickly for Personal Loan online within 2 minutes. The process of application is straightforward and fast.

  1. Visit www.dialabank.com.
  2. After that, apply for a Personal Loan online.
  3. Enter your contact number so that we can contact you back.

Dialabank is one of the best platforms to apply for a personal loan as we provide you all kinds of loan at a very affordable rate of interest.

About Muzzafarpur

Muzzafarpur is a city in Bihar. It is the fourth largest city of Bihar and is famous for its Shahi lychees. The city is also known for its sugar-cane and hand-woven textiles. The standard of living has improved over the years. People there want to live a wonderful lifestyle, but they cannot fulfill what they want in limited income. A personal loan can help the people of Muzzafarpur to curb all financial problems that become a hindrance in their dreams. You can call us to get the best loan deal on Personal loan easily.