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Personal loan

Call us on 9878981166

 

A Personal Loan is a scheme that has made borrowing money possible for any kind of requirement. The loan does not demand any asset to place as security with the lender. The loan amount acquire can be used for different requirements pertaining to personal ends.

 

Why one should choose Personal Loan in Nashik?

  1. Low processing charges
  2. Less documentation
  3. Quick and risk free
  4. No cosigner required
  5. Affordable interest rates
  6. Collateral free Loan
  7. Easily available

 

Personal Loan Interest Rates:

HDFC Bank State Bank of India Axis Bank
 13 % 13.5 % 14 % - 24 %

 

Who are eligible for Personal Loan in Nashik?

Salaried, self employed people and self employed professionals are eligible for availing personal loan.

 

Salaried Individuals:

  1. Salary: Rs 10,000
  2. Minimum and Maximum Age: 21 and 60 Years.
  3. Work Experience: Overall 3 years and one year experience in current job.

*A person getting salary in cash is not eligible for availing Loan  at affordable rates.

Self Employed Individuals:

  1. Min and Maximum Age: 25 and 65 years.
  2. An Annual ITR of 2.5 to 3 lakh is required.
  3. Residence: Office or Home should be owned.
  4. Business Stability: Your business should be running from last 3 years with continuous profit.
  5. Telephone / Mobile at office: Mandatory

 

Documentation for Personal Loan

 

Salaried Individual

Self Employed People

Latest 6 month bank statements

Latest 6 month bank statements

Last 2 month salary slips

Last 2 years Balance Sheet

Last 2 year Form 16

Last 2 Years ITR

Photocopy of Pan Card

PAN Card photocopy

Residence & Address Proof

Residence & Address Proof

2 passport size photographs

2 passport size photographs

 

About Nashik:

Nashik is situated in the north-west of Maharashtra. It is 171 km from Mumbai and 210 km from Pune. It most populated district in India. The official language is Marathi. Nasik is renowned for religious and historical sites.

 

 

Special Note: Bank does not provide Personal Loan to poor credit holders. However, one can fulfill their financial requirement with a Gold Loan easily.

 

 

REMINDER SERVICES EMI CALCULATOR

PERSONAL LOAN INTEREST RATES