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Personal loan


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The financial market is growing day by day for a past few years. The main reason for this tremendous growth is the common needs of a man. That particular situation demands an external source of money to help people in the time of need. Personal Loan provides a solution to the problems of financial needs and availing cash urgently.


Why one should choose Personal Loan in Siliguri?

  •     Borrow a Loan amount up to Rs 15 lakhs.
  •     Less paperwork involved.
  •     Cheapest Interest rates.
  •     No security or guarantee requirement.
  •     Instant approval within 48 hours.
  •     Flexible loan tenure from 12 to 60 months.


Personal Loan Interest Rates:


HDFC Bank State Bank of India Axis Bank
 13 % 13.5 % 14 % - 24 %


Who are eligible for Personal Loan in Siliguri?

Salaried, self employed people and self employed professionals are eligible for availing personal loan.


Salaried Individuals:

  • Salary: Rs 10,000 (Monthly).
  • Minimum and Maximum Age: 21 and 60 Years.
  • Work Experience: Overall 3 years and one year experience in current job.


*A person getting salary in cash is not eligible for availing Loan  at affordable rates.


Self Employed Individuals:

  • Min and Maximum Age: 25 and 65 years.
  • An Annual ITR of 2.5 to 3 lakh is required.
  • Residence: Office or Home should be owned.
  • Business Stability: Your business should be running from last 3 years with continuous profit.
  • Telephone / Mobile at office: Mandatory


Documentation for Personal Loan


Salaried Individual

Self Employed People

Latest 6 month bank statements

Latest 6 month bank statements

Last 2 month salary slips

Last 2 years Balance Sheet

Last 2 year Form 16

Last 2 Years ITR

Photocopy of Pan Card

PAN Card photocopy

Residence & Address Proof

Residence & Address Proof

2 passport size photographs

2 passport size photographs


About Siliguri:

Siliguri is a city in Darjeeling district of West Bengal. It is located on the banks of the Mahananda River in the foothills of the Himalayas.  It is a principal commercial, tourism, transportation, and educational center in the northern part of West Bengal.




Special Note: Bank does not provide Personal Loan to poor credit holders. However; one can fulfill their financial requirement with a Gold Loan easily.






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