Home Loan Mumbai

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home loan

 

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Even it may not sound easy, purchasing a new house is now not as difficult as it seems. Now you can be the owner of your own new house, you can take help from Home Loans to build up your house. These debts offer a very large tenure period of your home loan.

 

Home Loan Interest Rates:

 

 

Punjab National Bank Standard Chartered Bank Axis Bank
10.15% 10.26% 10.10%

 

 

Why should one apply for Home Loan in Mumbai?

  • Guarantees stress-free dispensation.
  • Loan sanction prior to property selection.
  • Property analysis.
  • Trouble-free documentation
  • Widest collection of accepted projects.
  • Eye-catching Home Loan Interest Rate.
  • They also provide the option to the customer to avail the interest rate on their home loan as partly fixed and partly floating.

Eligibility

Understand your loan eligibility:

All Home finance companies refer to their EMI table when calculating the EMI payments. This table lists the monthly EMIs per lakh, for different tenures and rate of interests.

 

Monthly Income(Rs)

30,000

(Assumed) Income available for EMI payments

(i.e. 55% of 30,000)(Rs)

16,500

Rate of Interest(%)

8.00

Tenure(yrs)

20

EMI per lakh(Rs)

836

Home Loan Eligibility (Rs)

1,973,000

 

                

Following are other factors helping in the evaluation of home loan eligibility:

  • Nature of Job of Individual
  • Location of the Property
  • Personal Details of individual

 

Documents

Common Documents Required For Home Loan

 

  • Valid Address Proof : Voter Card, Ration Card, Aadhaar Card, Driving License and so on.
  • Age proof : Voter Card, Ration Card, Aadhaar Card, Driving License and so on.
  • Last six months Bank account statement
  • Income proof and passport size photograph of the applicant and co-applicant

 

For Salaried customers:

 

  • Employment certificate from the employer
  • Form 16
  • Copies of pay slip for last few months and TDS certificate

 

For Self-employed:

 

  • If it is a partnership firm then copy of partnership deed or copy of memorandum of association; and articles of association if it is a company.
  • Copy of audited financial statement for last two years
  • Income tax assessment order
  • Profit and loss details for last few years

 

A customer must understand and agree with each of the clauses in the documents before agreeing to sign the loan deal.  Before signing the Home Loan documents, recheck all terms and conditions.

 

About Mumbai

Mumbai once called as Bombay, is the capital of Maharashtra. It is the one of the most crowded city in India. Along with the bordering metropolitan areas, it is one of the most packed urban regions in the world. Mumbai was given the name of Alpha world city in 2009. It is the wealthiest city in India. Mumbai stands in the  6th position among top 10 worldwide cities on the billionaire list to the lead of Shanghai, Paris and Los Angeles.

 

      

 

Other Leading Loan Options in Bangalore (Click to Apply)
 Gold Loan Mumbai Car Loan Mumbai Personal Loan Mumbai

 

Special Note: Bank does not provide Home Loan or Loan Against Property to B Khata Property.      


REMINDER SERVICES EMI CALCULATOR

HOME  LOAN INTEREST RATES

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