Best Offer @14 % - Check your Eligibility (Apply Online / Call Us)

 

Personal loan

 

Call us on 040-60011600 / 9878981166

 


A Personal Loan is considered to be a loan that one procures to spend money on their domestic or professional needs. In the present world, where needs are unlimited, but resources for consolidating these needs are less, which is called money. To meet all requirements one can make use of personal loans.

 

Why one should choose Personal Loan in Secunderabad?

  1. Simple procedure
  2. Faster Loan approvals
  3. No need of cosigner
  4. Quick and hassle free
  5. Less paperwork.
  6. Collateral free loan

 

Personal Loan Interest Rates:

 

HDFC Bank State Bank of India Axis Bank
 13 % 13.5 % 14 % - 24 %

 

Who are eligible for Personal Loan in Secunderabad?

Salaried, self employed people and self employed professionals are eligible for availing personal loan.

 

Salaried Individuals:

  1. Salary: Rs 12,000 (Monthly).
  2. Minimum and Maximum Age: 21 and 60 Years.
  3. Work Experience: Overall 3 years and one year experience in current job.

 

*A person getting salary in cash is not eligible for availing Loan  at affordable rates.

 

Self Employed Individuals:

  1. Min and Maximum Age: 25 and 65 years.
  2. An Annual ITR of 2.5 to 3 lakh is required.
  3. Residence: Office or Home should be owned.
  4. Business Stability: Your business should be running from last 3 years with continuous profit.
  5. Telephone / Mobile at office: Mandatory

 

Documentation for Personal Loan

 

Salaried Individual

Self Employed People

Latest 6 month bank statements

Latest 6 month bank statements

Last 2 month salary slips

Last 2 years Balance Sheet

Last 2 year Form 16

Last 2 Years ITR

Photocopy of Pan Card

PAN Card photocopy

Residence & Address Proof

Residence & Address Proof

2 passport size photographs

2 passport size photographs

 

About Secunderabad:

Secunderabad is a city in Andhra Pradesh in India. It is also referred as the twin city of Hyderabad. The city was founded in 1806 AD. It has a large army and air force presence.

 


 

Special Note: Bank does not provide Personal Loan to poor credit holders. However; one can fulfill their financial requirement with a Gold Loan easily.

 

 


REMINDER SERVICES EMI CALCULATOR

PERSONAL LOAN INTEREST RATES

 

Disclaimer: The information provided on www.dialabank.com is collected from public sources and is believed to be accurate and genuine. This site should be used as a information provider for different product offerings of Insurance companies and the visitor should make an independent verification with the Insurance companies to verify the claims made in the policy before making any purchase. The decision to Apply and/or Purchase a policy is at the sole and complete discretion of the website visitor and Dialabank.com cannot guarantee or can be held liable for loss or damage caused by claims made by insurance companies through their agents, partners, products or services, directly or indirectly.