Fullerton India Personal Loan

Fullerton India Credit Company Limited is a wholly owned subsidiary of Fullerton Financial Holdings Pte. Ltd., which in turn is a wholly owned subsidiary of Temasek Holdings Pte. Ltd. of Singapore. Fullerton Financial Holdings invests in financial institutions in emerging markets with a focus on Business and Consumer Banking. It launched commercial operations in January 2007. Fullerton has established itself with 400 branches over 600 towns. 

 

What is Fullerton India Personal Loan?

Fullerton fulfills the personal needs of a person through Fullerton India lending. It is a multipurpose scheme which can be availed by the customer without telling the reason for need. Various offers with great benefits to help the consumer to get what he wants. So, Fullerton India Personal Loan is a great way to live your dream.

Uses

However, the amount of a Personal loan can be used anywhere you want but still, here some common reasons are given for that people prefer to get a personal loan.

  1. In general, people get a personal loan in case of financial crises. People prefer to get a personal loan rather than asking for the money from your relatives. It is a better option to deal with your financial problems.
  2. After that, if you or your kids want to go for higher education and you have a shortage of funds than you can get a personal loan.
  3. Besides these reasons, some people get a personal loan to bear the wedding expenses.
  4. Furthermore, home renovation can also be a reason to get the personal loan.
  5. There can be one more reason to get the personal loan – to buy a secondhand car. Since the bank doesn’t provide you a car loan every time to buy a car so you can apply for a personal loan.
  6. Farmers apply for a personal loan to get aid in their agricultural activities.
  7. A person can also get a personal loan to go on vacations.

 

What are the benefits of Fullerton India Personal Loan?

Fullerton India Personal Loan is a multi-purpose loan which can be availed for events like a wedding, for going to your dream destination or for any other personal need. Its benefits include:

1.  Lending up to 50 Lacs.

2.  Great offers that can be availed Online.

3.  Quick Approval.

4. Online Account Access.

5.  Doorstep Services.

6.  You can contact us on the number- 9878981166

 


Fullerton India Personal Loan Eligibility

Salaried People 

Parameters

Metro

Tier-2

Tier-3

Tier-4

Citizenship

Indian

Same as Metro

Same as Metro

Same as Metro

Minimum Age

21 Yrs

Same as Metro

Same as Metro

Same as Metro

Maximum Age

58 / 60 Years at

Loan Maturity

Same as Metro

Same as Metro

Same as Metro

Salary

18,000

12,000

10,000

10,000

Experience

Overall 3 years

Same as Metro

Same as Metro

Same as Metro

Telephone / Mobile

Mandatory

Mandatory

Mandatory

Mandatory

Current Experience

One year

One Year

One Year

One Year

Salary in Cash

Not Applicable

Same as metro

Same as Metro

Same as metro

 

 

Self Employed People

Parameters

Metro

Tier-2

Tier-3

Tier-3

Citizenship

Indian

Same as Metro

Same as metro

Same as Metro

Minimum Age

25 /28 Yrs

Same as Metro

Same as metro

Same as Metro

Maximum Age

65 Year at the

Loan Maturity

Same as Metro

Same as metro

Same as Metro

ITR required

2.5 lakhs - 3.0 Lakh

Same as Metro

Same as metro

Same as Metro

Residence

Office or Home

should be Owned

Same as Metro

Same as metro

Same as Metro

  Telephone / Mobile 

Mandatory

Mandatory

Mandatory

Mandatory

Business Stability

  Business Should be running 

from last 3 years

  Same as Metro 

 Same As metro 

  Same as Metro 

 

 

 


Documents Required 

Salaried People

Parameters

Metro

     

Bank Statements

  Latest 6-month bank  statements (Savings or Salary A/C)  

     

Salary Slips

Latest 2 Months Salary Slips

     

Form 16 (Copy)

Last 2 Years Form 16

     

  Passport Size photographs  

2

     

Pan Card

Photocopy

     

Address Proof

Electricity bill/ Telephone Bill

     
 

 

 

Self Employed People

Parameters

Metro

     

Bank Statements

  Latest 6-month bank  statements (Savings or Salary A/C)  

     

Balance Sheet

Last 2 Years balance Sheet Verified by CA

     

Income tax Return

Last 2 Years Form-16

     

  Passport Size photographs  

2

     

Pan Card

Photocopy

     

Address Proof

Electricity bill/ Telephone Bill

     
 

 

 


Interest Rate

For Instant Loan Approvals 

Parameters

Applicable Charges

     

Interest Rate

17.50% to 40%

     

Processing Fees

1% of Loan Amount

     

 Foreclosure Charges 

4% of Loan Amount

     

EMI Bounce Charges

  Rs. 1000 per bounce  

     
 

 How to apply?

However you can apply for a personal loan online or offline too, both ways are equally beneficial but you should always choose the online method. Because it is a very easy way and time-saving method to apply for a loan, you can apply online within a few minutes. There are few steps are given that you have to follow.

  1. visit www.dialabank.com
  2. After that fill the online application form for South India Personal loan.
  3. Don’t forget to fill your basic information like your name your contact number and your email id.
  4. Click on the apply button.

Advantages of Dialabank?

  1. Dialabank is the most trustworthy platform to apply for a personal loan.
  2. This is India’s first financial helpline company so you will get a proper guidance without charging any money.
  3. Your personal loan will be approved very quickly and easily if you apply on www.dialabank.com.
  4. Besides that, you will get a loan at low rates of interest.
  5.  Furthermore, if you apply for a personal loan on dialabank you will get a free document pickup facility from your doorstep. There is no need to go to the bank.

Who can’t apply?

  1.  A person with low CIBIL score can’t get a personal loan.
  2. An unemployed person can also not get a personal loan.
  3. A self-employed person who doesn’t pay ITR can’t apply for a personal loan.