Fullerton India Credit Company Limited is a wholly owned subsidiary of Fullerton Financial Holdings Pte. Ltd., which in turn is a wholly owned subsidiary of Temasek Holdings Pte. Ltd. of Singapore. Fullerton Financial Holdings invests in financial institutions in emerging markets with a focus on Business and Consumer banking. It launched commercial operations in January, 2007. Fullerton has established itself with 400 branches over 600 towns. 

 

What is Fullerton India Personal Loan?

Fullerton fulfills the personal needs of a person through Fullerton India lending. It is a multipurpose scheme which can be availed by the customer without telling the reason for need. Various offers with great benefits help the consumer to get what he wants. So, Fullerton India Personal Loan is a great way to live your dream.

 

What are the benefits of Fullerton India Personal Loan?

Fullerton India Personal Loan is a multi-purpose loan which can be availed for events like a wedding, for going to your dream destination or for any other personal need. Its benefits include:

1.  Lending up to 50 Lacs.

2.  Great offers that can be availed Online.

3.  Quick Approval.

4. Online Account Access.

5.  Doorstep Services.

6.  You can contact us on the number- 9878981166

 


Fullerton India Personal Loan Eligibility

Salaried People 

Parameters

Metro

Tier-2

Tier-3

Tier-4

CitizenShip

Indian

Same as Metro

Same as Metro

Same as Metro

Minimum Age

21 Yrs

Same as Metro

Same as Metro

Same as Metro

Maximum Age

58 / 60 Years at

Loan Maturity

Same as Metro

Same as Metro

Same as Metro

Salary

18,000

12,000

10,000

10,000

Experience

Overall 3 years

Same as Metro

Same as Metro

Same as Metro

Telephone / Mobile

Mandatory

Mandatory

Mandatory

Mandatory

Current Experience

One year

One Year

One Year

One Year

Salary in Cash

Not Applicable

Same as metro

Same as Metro

Same as metro

 

Self Employed People

Parameters

Metro

Tier-2

Tier-3

Tier-3

Citizenship

Indian

Same as Metro

Same as metro

Same as Metro

Minimum Age

25 /28 Yrs

Same as Metro

Same as metro

Same as Metro

Maximum Age

65 Year at the

Loan Maturity

Same as Metro

Same as metro

Same as Metro

ITR required

2.5 lakhs - 3.0 Lakh

Same as Metro

Same as metro

Same as Metro

Residence

Office or Home

should be Owned

Same as Metro

Same as metro

Same as Metro

  Telephone / Mobile 

Mandatory

Mandatory

Mandatory

Mandatory

Business Stability

  Business Should be running 

from last 3 years

  Same as Metro 

 Same As metro 

  Same as Metro 

 

 


Documents Required 

Salaried People

Parameters

Metro

Bank Statements

  Latest 6 month bank  statements (Savings or Salary A/C)  

Salary Slips

Latest 2 Months Salary Slips

Form 16 (Copy)

Last 2 Years Form 16

  Passport Size photographs  

2

Pan Card

Photocopy

Address Proof

Electricity bill/ Telephone Bill

 

 

Self Employed People

Parameters

Metro

Bank Statements

  Latest 6 month bank  statements (Savings or Salary A/C)  

Balance Sheet

Last 2 Years balance Sheet Verified by CA

Income tax Return

Last 2 Years Form-16

  Passport Size photographs  

2

Pan Card

Photocopy

Address Proof

Electricity bill/ Telephone Bill

 

 


Interest Rate

For Instant Loan Approvals 

Parameters

Applicable Charges

Interest Rate

17.50% to 40%

Processing Fees

1% of Loan Amount

 Foreclosure Charges 

4% of Loan Amount

EMI Bounce Charges

  Rs. 1000 per bounce