Best Banks for Car Loan in Ajmer
Car Loan Ajmer Features
Are you looking to buy a new car in Ajmer?
Don’t worry if you are short of money you don’t have to pay the entire amount in a single payment.
You can avail a car loan in Ajmer at an affordable interest rate. Getting a car loan in Ajmer is an easy and simple procedure. It offers flexibility in loan terms and conditions. It is secured with a minimum documentation process.
Car Loan Ajmer Interest Rate
| Bank | Processing Fee |
Prepayment Charges
|
| HDFC Bank Car Loan | (1999 - 4999) + Tax |
2%, Nil foreclosure charges after 24 months
|
| Axis Bank Car Loan | 1 % to 2.50% | Nil |
| Private Bank Car Loan | 0.25% to 1.50% |
2%, Nil foreclosure charges after 36 months
|
| SBI Car Loan | 500/- to 0.50% | Nil |
| Kotak Car Loan | 1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
| IIFL Car Loan | Nil | Nil |
| Muthoot Car Loan | Nil | Nil |
| Manappauram Car Loan | Nil | Nil |
| PNB Car Loan | 0.70% to 1% | Nil |
| Canara Bank Car Loan | 0.01 | Nil |
| Andhra Bank Car Loan | Nil | Nil |
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Ajmer Documents Required
Documents required for car loan are as followed:
For Salaried Individuals:
- Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: Latest 3-month salary slip with form 16
- Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
For Self Employed Individuals:
- Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: Latest Income Tax Return
- Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
Car Loan Ajmer Eligibility Criteria
The car loan eligibility requirements are as followed in Ajmer:
For Salaried Individuals:
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: 1 year in the current place of work and 2 years of total employment.
- Minimum Annual Income: Rs 100000 net annual income.
For Self Employed Individuals:
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: A minimum of 3 years in business.
- Minimum Annual Income: Net profit of Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars
How to Apply for Car Loan in Ajmer?
Availing a car loan Agartala is an easy process with Dialabank. Just follow some steps to avail the best offers:
- Visit our website and click on the car loan option available on the menu. Fill in the details regarding the car type and your income. Our relationship manager will soon get in touch with you on your provided number.
- You may also contact our relationship managers on the number +919878981166 in case of any queries regarding the loan.
- For availing a car loan offline you will have to visit the branch personally, which might turn hectic for you. So we advise you to do it online!
Car Loan for Major Car Manufacturers in Ajmer
TABLE WILL APPEARProcessing Fees & Prepayment Charges on Car Loan Ajmer
Category
Details
Processing Charges
Prepayment
Preclosure
Stamp Duty
Cheque Bounce Chgs
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Ajmer
The CIBIL score is referred to as your ability to pay off your credits. A higher Credit score means good credit history and makes your car loan application process smooth and easy.
Mostly, banks and NBFCs consider a credit score of 750 and above as a good score to approve your loan application process in Ajmer. This score may again vary from bank to bank.
In case of a low CIBIL score than the required value, you will be required to pay a high rate interest rate on the loan amount. Thus, a CIBIL score is an important factor in a car loan.
Apply for a Car LoanCar Loan Ajmer Contact Number
Customers can contact us at +91 9878981166 to get exclusive car loan deals right from your home or can apply
on our website www.dialabank.com.
Pre Calculated EMI Table for Car Loan Ajmer
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
About Ajmer
Southwest of Jaipur, Ajmer is an oasis wrapped in the green hills. The city was founded by Raja Ajay Pal Chauhan in the 7th Century A.D. and continued to be a major center of the Chauhan power till 1193 A.D.
Today, Ajmer is a popular pilgrimage center for the Hindus as well as Muslims. Especially the famous Dargah Sharif-tomb of the Sufi saint Khwaja Moinuddin Chisti, which is equally revered by the Hindus and Muslims. It is a center of culture and education, the British chose Ajmer for its prestigious Mayo College a school exclusively for Indian nobility.
Ajmer is also the base for visiting Pushkar (14 km.), the abode of Lord Brahma, lying to its west with a temple, and a picturesque lake. Pushkar Lake is a sacred spot for Hindus. During October and November devotees throng in large numbers here to take a dip in the sacred lake
Special Note: Banks do not provide Car Loans to bad credit holders, but one can fulfill their money requirement with Gold Loan easily.
Apply for a Car LoanCar Loan EMI Calculator
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