Owing a dream car has become a necessity and to buy it sometimes is out of reach of a common man. Auto Loan is the best way to own your favorite car and to eliminate the gap between you and your favorite car. You can ride your life smoothly by making your family happy as you can gift a car to your family Car Loan is a financial help provided by the bank & NBFC’s and it is a secured loan with a minimal rate of Interest, fast documentation process, and quick approval schemes.

Why one should choose Car Loan in Amritsar

Interest Rate

New Car

Less than 3 lacs

10.25%

3-6 lacs

9.50%

6-10 lacs

9.25%

10-20 lacs

9.00%

More than 20 lacs

8.70%

Used Car

14.00%

 

Features and Benefits

  1. Easy monthly repayment options
  2. Instantly available
  3. Loan Tenure period varies from 1-7 years.
  4. Affordable interest Rates
  5. Easily and quickly approval  loan
  6. No hidden charges

Eligibility Criteria for Car Loan

Eligibility Criteria 

Age

Salaried

Minimum age: 21 years

Maximum age:65 years

Self Employed

Minimum age:30 years

Maximum age:60 years

Employment Status

Salaried

1 year in current employment

Self Employed

2 years in Business

Income Status

18000/- per month

 

Documents you will need to submit

  1. Identity Proof: Passport copy/PAN Card/ Voters ID card/ Driving License/
  2. Income Proof: For Salaried Latest salary slip with form 16 / For Self- Employed Latest ITR
  3. Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy PAN Card
  4. Bank Statement: Last 6 months

Fee & Charges

Fees & Charges

Stamp Duty

At Actuals

Processing fees

Up to 2.5 Lacs: Rs.2825

Over Rs. 2.51 Lakhs up to 4 Lakhs: Rs. 3850/-<

Maximum 5000

*SPECIAL OFFER from DialaBank: Rs.1750/-*

Loan cancellation / re-booking charges

In the event of cancellation, interest charges from disbursement date till refund of disbursement amount will be borne by the customer

Legal, Repossession & Incidental charges

At Actuals

Loan Reschedulement charges

Rs. 1000/-

 

How to Apply?

Apply online on www.dialabank.com

Leading Car Loan Providers (Click to Apply)

  1. HDFC Car Loan
  2. Kotak Mahindra Car Loan
  3. Yes Bank Car Loan
  4. ICICI Bank Car Loan
  5. Axis Bank Car Loan
  6. State Bank of India Car Loan
  7. Canara Bank Car Loan
  8. Indusind Bank Car Loan
  9. Others

car loan

About Amritsar

Amritsar, historically also known as Ramdaspur, is a city in north India.

The city was founded by the fourth Sikh Guru, Shri Guru Ram Das in 1577 D. The city is located in Mahja region of Punjab, India.

Amritsar is famous for Golden Temple and many another Sikh religious temple in the city.

The total population of the city was 11.3 lakhs in 2011.

Special Note: Banks do not provide Car Loan to bad credit holder, but one can fulfill their money requirement with Gold Loan easily.

 

Used Car Loan EMI Calculator

SIP Calculator
EMI Calculator SIP Calculator
 

Call us on 600 11 600 (Single Number across 18 Cities)

Delhi | Mumbai | Kolkata | Bangalore | Hyderabad | Ahmedabad | Chandigarh | Jalandhar | Ludhiana | Chennai | Pune | Jaipur | Lucknow | Baroda | Surat | Indore | Coimbatore | Bhopal

 

Disclaimer: The information provided on www.dialabank.com is collected from public sources and is believed to be accurate and genuine. This site should be used as an information provider for different product offerings of Insurance companies and the visitor should make an independent verification with the Insurance companies to verify the claims made in the policy before making any purchase. The decision to Apply and/or Purchase a policy is at the sole and complete discretion of the website visitor and Dialabank.com cannot guarantee or can be held liable for loss or damage caused by claims made by insurance companies through their agents, partners, products or services, directly or indirectly
 
Other Leading  Loan Options (Click to Apply)

Gold Loan Amritsar

Personal Loan Amritsar

Business Loan Amritsar