Car Loan Asansol

Best Banks for Car Loan in Asansol

Car Loan Asansol Features

With Asansol being a huge urban conglomerate, having your own car is certainly on your list. A car loan is something provided by banks and NBFCs to help you fulfill that dream easily and according to your own terms. If you’re a citizen of Asansol, you already might have banks in your vicinity. The interest rates may range from bank to bank, while the tenure can be chosen by you. Loans are given for both on-road and ex-showroom prices, and both brand new and second-hand cars!

Car Loan Asansol Interest Rates

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Asansol Documents Required

Documents required for car loan are as followed:

For Salaried Individuals:

1. 1. Identity Proof: Passport copy, Voters ID card, Driving License, PAN Card can be used as ID proof.
   2. Income Proof: Last three months’ or last six months’ salary slip and Income Tax Return filed.
   3. Address Proof: Driving License, Elector Photo ID Card, Electricity Bill, PAN Card, and Life Insurance Policy are valid residence proofs.
   4. Bank Statement for the previous six months.

For Self-employed individuals:

1. 1. Identity Proof: Passport copy, Voters ID card, PAN Card, Driving License can be used as Identity proof.
   2. Income Proof: Income Tax Return.
   3. Address Proof: Driving License, Electricity Bill, Elector Photo ID Card, PAN Card, and Life Insurance Policy are valid residence proofs.
   4. Bank Statement for the previous six months.

Car Loan Asansol Eligibility Criteria

The car loan eligibility requirements are as followed:

For Salaried applicants:

1. The minimum age should be 21 years,
2. Maximum age the time of loan maturity should be 65 years.
3. The applicant should have served 1 year in current employment and total work experience of 2 years.
4. The minimum annual income needs to be at 100000 Indian rupees as a net annual income.

For Self-Employed Applicants:

1. The minimum age should be 21 years,
2. Maximum age the time of loan maturity should be 65 years.
3. The applicant should be active for at least 3 years in business.
4. The net profit required is Rs 60000 per annum for standard cars and Rs 100000 per annum for mid-sized premium cars

How to Apply for Car Loan in Asansol?

1. For Car Loan Asansol, visit Dialabank.
2. Fill out the form on the Car Loan page.
3. Submit it.
4. Once you’re through, Car Loan Asansol agents will connect with you for more reference.

Car Loan for major car manufacturers in Asansol

TABLE WILL APPEAR

Processing Fees/Prepayment Charges on Car Loan in Asansol

CIBIL Score Required for Car Loan in Asansol

While a score of 650 is considered ‘fair’, it is always advisable to have a score of 750 and above to get a car loan sanctioned easily. CIBIL score depends on your credit repayment history.

Car Loan Asansol Contact number

Call us at 9878981166 to know more about car loans in Asansol. We will provide you with the best guidance!

Pre Calculated EMI Table for Car Loan Asansol

About Asansol

In the West Bengal, Asansol is the second largest and the most populated city of the state. It is considered to be an important mining and industrial center.

Special Note: Banks do not provide Car Loans to bad account holders, but one can fulfill their financial requirement with Gold Loan easily.

Car Loan EMI Calculator Asansol

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