The whole world is growing very rapidly, and you may also want to match your standards with this fast-paced world. The car is an important commodity that adds value to your life. You can buy your own car with the help of Auto/Car Loan at affordable rates of interest in Baroda. A car loan is nothing but a financial help provided by the Banks and NBFC’s. The loan is a secured loan. We provide a loan with minimal documentation, fast processing and hassle-free.

Why one should choose Car Loan in Baroda

Features and Benefits

  1. Easy monthly repayment options
  2. Instantly available
  3. Loan Tenure period varies from 1-7 years.
  4. Affordable interest Rates
  5. Easily available loan
  6. No hidden charges
  7. Fast documentation Process

Car Loan

Eligibility Criteria for Car Loan

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employmentFor Salaried 1 year in current employment and minimum 2 years of employment / For Self- Employed at least 3 years in business
  4. Minimum Annual IncomeFor Salaried Rs 100000 net annual income / For Self- Employed Net profit Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars

The documentation you will need to submit

  1. Proof of Identity: Passport copy / PAN Card / Voters ID card / Driving License
  2. Income Proof: For Salaried Latest salary slip with form 16 / For Self- Employed Latest ITR
  3. Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy / PAN Card
  4. Bank Statement: Last 6 months

Interest Rates of Car Loan 

Interest Rate

New Car

Less than 3 lacs

10.25%

3-6 lacs

9.50%

6-10 lacs

9.25%

10-20 lacs

9.00%

More than 20 lacs

8.70%

Used Car

14.00%

 

Fee & Charges

Fees & Charges
Stamp Duty At Actuals
Processing fees Loan Amount less than Rs.20 Lacs Rs.1750/-
Loan Amount more than or equal to 20 lacs Rs.2250/-
All Rs.300/-
Legal, Repossession & Incidental charges At Actuals
Loan Reschedulement charges Rs. 1000/-

 

How to Apply?

Apply online on www.dialabank.com

Leading Car Loan Providers (Click to Apply)

  1. HDFC Car Loan
  2. Kotak Mahindra Car Loan
  3. Yes Bank Car Loan
  4. ICICI Bank Car Loan
  5. Axis Bank Car Loan
  6. State Bank of India Car Loan
  7. Canara Bank Car Loan
  8. Indusind Bank Car Loan
  9. Others
About Baroda

Baroda is the third largest and most populated city in Gujarat, India. It is situated at the banks of river Vishwamitri.

Baroda is one of the major cities in state Gujarat and is known for its cultural and educational center. The major languages spoken here are Gujarati, Marathi, Hindi, and English.

The population of the city was 20.7 lakhs in 2011.

Special Note: Banks do not provide Car Loan to bad credit holder, but one can fulfill their money requirement with Gold Loan easily.

 

Used Car Loan EMI Calculator

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Call us on 600 11 600 (Single Number across 18 Cities)

Delhi | Mumbai | Kolkata | Bangalore | Hyderabad | Ahmedabad | Chandigarh | Jalandhar | Ludhiana | Chennai | Pune | Jaipur | Lucknow | Baroda | Surat | Indore | Coimbatore | Bhopal

 

Disclaimer: The information provided on www.dialabank.com is collected from public sources and is believed to be accurate and genuine. This site should be used as an information provider for different product offerings of Insurance companies and the visitor should make an independent verification with the Insurance companies to verify the claims made in the policy before making any purchase. The decision to Apply and/or Purchase a policy is at the sole and complete discretion of the website visitor and Dialabank.com cannot guarantee or can be held liable for loss or damage caused by claims made by insurance companies through their agents, partners, products or services, directly or indirectly.
    
Other Leading  Loan Options (Click to Apply)

Gold Loan Baroda

Personal Loan Baroda

Home Loan Baroda