Are you still dreaming of having your own Car, in the industrial city, Gurgaon? Are you seeking for the Best Car Loan? Stop dreaming, avail the best Car Loan in your city and drive your dream Car. The most simple and easy way of getting a car is Car Financing with the suitable interest rates.

Interest Rates for Car Loan 

Interest Rates

Interest Rate
New Car Less than 3 lacs 10.25%
3-6 lacs 9.50%
6-10 lacs 9.25%
10-20 lacs 9.00%
More than 20 lacs 8.70%
Used Car 14.00%

 

Why should one choose Car Loan in Gurgaon?

Features and Benefits

  1. Easy monthly repayment options
  2. Instantly available
  3. Loan Tenure period varies from 5-7 years.
  4. Affordable Interest Rates
  5. Easily and quickly available loans
  6. No hidden charges.

Eligibility Criteria for Car Loan

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: For Salaried 1 year in current employment and minimum two years of employment / For Self- Employed at least three years in business
  4. Minimum Income: 18000 per month
  5. Telephone: Must at the residence.

Documents you will need to submit

  1. Proof of Identity: PAN Card, Voters ID card, Driving License
  2. Income Proof: For Salaried Latest salary slip with form 16 / For Self- Employed Latest ITR
  3. Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy PAN Card
  4. Bank Statement: Last six months

Car Loan

Factors that affect Car Loan Interest Rates

  1. Credit history: The interest rate depends on the credit history, the high credit score will not only help you in getting a loan but will also empower you with a strong bargaining power.
  2. Income level: Higher income is the chances for the approval of maximum loan amount.
  3. Tenure of the loan: Car loan is generally available for the tenure of up to 7 years.
  4. Car model and age: It is necessary for the bank to consider the car model in deciding the interest rate as on sale every model may not fetch the expected price. New cars are more easily financed than used cars; a high-end model will be expensive which means the borrower has to be able to pay the required down payment.

Fee & Charges

Fees & Charges

Stamp Duty

At Actuals

Processing fees

Up to 2.5 Lacs: Rs.2825

Over Rs. 2.51 Lakhs up to 4 Lakhs: Rs. 3850/-<

Maximum 5000

*SPECIAL OFFER from DialaBank: Rs.1750/-*

Loan cancellation / re-booking charges

In the event of cancellation, interest charges from disbursement date till refund of disbursement amount will be borne by the customer

Legal, Repossession & Incidental charges

At Actuals

Loan Reschedulement charges

Rs. 1000/-

 

 

How to Apply?

Apply online on www.dialabank.com

Leading Car Loan Providers (Click to Apply)

  1. HDFC Car Loan
  2. Kotak Mahindra Car Loan
  3. Yes Bank Car Loan
  4. ICICI Bank Car Loan
  5. Axis Bank Car Loan
  6. State Bank of India Car Loan
  7. Canara Bank Car Loan
  8. Indusind Bank Car Loan
  9. Others

About Gurgaon

Gurgaon is the largest industrial and financial center of in the Haryana state of India. It is connected to Delhi via Expressway. Over the past 25 years, the city has gone through rapid construction and development. It is one of the attraction hubs of companies to operate their offices here.

Special Note: Banks do not provide Car Loan to bad credit holder, but one can fulfill their money requirement with Gold Loan easily.

 

Used Car Loan EMI Calculator

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EMI Calculator SIP Calculator
 

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Disclaimer: The information provided on www.dialabank.com is collected from public sources and is believed to be accurate and genuine. This site should be used as an information provider for different product offerings of Insurance companies and the visitor should make an independent verification with the Insurance companies to verify the claims made in the policy before making any purchase. The decision to Apply and/or Purchase a policy is at the sole and complete discretion of the website visitor and Dialabank.com cannot guarantee or can be held liable for loss or damage caused by claims made by insurance companies through their agents, partners, products or services, directly or indirectly
 
Other Leading  Loan Options (Click to Apply)

Gold Loan Gurgaon

Personal Loan Gurgaon

Business Loan Gurgaon