car loan

Call us at 9878981144

When your children grow up, they step into an age that demands full liberty of parties or traveling on their own. On the coming birthday of your child, you may gift a luxurious car. But limited funds may not allow you to buy a car for your son. Car Loan is the best method to buy your favorite car at affordable rates of interest.

Interest Rates

Interest Rate
New Car Less than 3 lacs 10.25%
3-6 lacs 9.50%
6-10 lacs 9.25%
10-20 lacs 9.00%
More than 20 lacs 8.70%
Used Car 14.00%

 

Why one should choose Car Loan in Patiala

  1. Easy monthly repayment options
  2. Instantly available
  3. Loan Tenure period varies from 1-7 years.
  4. Affordable interest Rates
  5. Minimum documentation required
  6. No hidden charges

Eligibility Criteria for Car Loan

  1. Minimum age: 21 years for salaried & 30 years for self-employed
  2. Maximum age at loan maturity: 65 years for salaried & 60 years for self-employed
  3. Minimum employment: For salaried 1 year in current employment and minimum 2 years of employment / for self- employed at least 3 years in business
  4. Minimum Income: Rs. 18,000/-
  5. Telephone: Must at the residence.

Documents you will need to submit

  1. Proof of Identity: Passport copy, PAN Card, Voters ID card, Driving License, Aadhar card
  2. Income Proof: For Salaried Latest salary slip with form 16 / For Self- Employed Latest ITR
  3. Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy / PAN Card / Aadhar card / Rental agreement
  4. Bank Statement: Last 6 months

Fee & Charges

 

Fees & Charges

Stamp Duty

At Actuals

Processing fees

Up to 2.5 Lacs: Rs.2825

Over Rs. 2.51 Lakhs up to 4 Lakhs: Rs. 3850/-<

Maximum 5000

*SPECIAL OFFER from DialaBank: Rs.1750/-*

Loan cancellation / re-booking charges

In the event of cancellation, interest charges from disbursement date till refund of disbursement amount will be borne by the customer

Legal, Repossession & Incidental charges

At Actuals

Loan Reschedulement charges

Rs. 1000/

 

About Patiala

Patiala is a city situated in South Eastern Punjab. It is the third biggest city of Punjab. The city is popular for its traditional Patiala Salwar, turbans, and Pranda. The city is well known as the birthplace of famous Indian astronaut, Rakesh Sharma.

Special Note: Banks do not provide Car Loan to bad credit holder, but one can fulfill their money requirement with Gold Loan easily.

How to Apply?

Apply online on www.dialabank.com

Leading Car Loan Providers (Click to Apply)

  1. HDFC Car Loan
  2. Kotak Mahindra Car Loan
  3. Yes Bank Car Loan
  4. ICICI Bank Car Loan
  5. Axis Bank Car Loan
  6. State Bank of India Car Loan
  7. Canara Bank Car Loan
  8. Indusind Bank Car Loan
  9. Others

Used Car Loan EMI Calculator

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Call us on 600 11 600 (Single Number across 18 Cities)

Delhi | Mumbai | Kolkata | Bangalore | Hyderabad | Ahmedabad | Chandigarh | Jalandhar | Ludhiana | Chennai | Pune | Jaipur | Lucknow | Baroda | Surat | Indore | Coimbatore | Bhopal

 

Disclaimer: The information provided on www.dialabank.com is collected from public sources and is believed to be accurate and genuine. This site should be used as an information provider for different product offerings of Insurance companies and the visitor should make an independent verification with the Insurance companies to verify the claims made in the policy before making any purchase. The decision to Apply and/or Purchase a policy is at the sole and complete discretion of the website visitor and Dialabank.com cannot guarantee or can be held liable for loss or damage caused by claims made by insurance companies through their agents, partners, products or services, directly or indirectly
 
Other Leading  Loan Options (Click to Apply)

Gold Loan Patiala

Personal Loan Patiala