car loan

Call us at 98 78 98 11 44

Buying a vehicle is like a dream for people who have been wishing for one. A Car Loan is a scheme that helps a person to fulfill their dream of having a vehicle. It is an offer that provides funds to people for purchasing a vehicle. The loan helps a person to pay for the vehicle in partitions.

Features of Car Loan Siliguri

Following are the features Car Loan in Siliguri:

  1. Up to 90-95%% funding available for new cars
  2. Up to 80-85%% funding available for used cars
  3. Loan period is usually between 1 to 7 years.
  4. The interest rate is calculated on the basis of compound interest.
  5. Equated Monthly Instalment is worked out for repayment.
  6. Early settlement of the pending amount is available subject to pre-payment penalty.

Rate of Interest

Interest Rate

New Car

Less than 3 lacs

10.25%

3-6 lacs

9.50%

6-10 lacs

9.25%

10-20 lacs

9.00%

More than 20 lacs

8.70%

Used Car

14.00%

 

Fee & Charges

Fees & Charges

Stamp Duty

At Actuals

Processing fees

Loan Amount less than 20 lacs

Rs.1750/-

Loan Amount more than or equal to 20 lacs

Rs.2250/-

All

Rs.300/-

Legal, Repossession & Incidental charges

At Actuals

Loan Reschedulement charges

Rs. 1000/-

 

Documentation Requirement for Car Loan Siliguri

  1. Identity Proofs: PAN Card, Driving License, Passport, Voters Id, Aadhar card
  2. Monthly income proof: salary receipt for salaried persons and last 2 years of IT return for businessmen
  3. Proof of Address: Electricity Bill, Ration Card, Life Insurance Policy, Rental agreement, Aadhar card etc.
  4. Bank Passbook transactions of the last 6 months
  5. 2 Passport size photographs

Eligibility Criteria for Car Loan Siliguri

Eligibility Criteria 

Age

Salaried

Minimum age: 21 years

Maximum age:65 years

Self Employed

Minimum age:30 years

Maximum age:60 years

Employment Status

Salaried

1 year in current employment

Self Employed

2 years in Business

Income Status

18000/- per month

 

Eligibility Criteria of Car Loan Siliguri

  1. Minimum Age of Applicant: 21 years for salaried and 30 years for self-employed
  2. Maximum Age: 65 years for salaried and 60 years for self-employed (at the time of the maturity of the loan)
  3. Employment for Salaried: 1 year in current employment and minimum 2 years of employment in general
  4. Employment for Self-Employed: 2 years in the same business
  5. Minimum Income: Rs.18000/-

About Siliguri

Siliguri is a part of Darjeeling district in the state of West Bengal. The city is major commercial, tourism, transportation, and educational center of West Bengal. Siliguri is the fastest developing city in India in terms of retail, hospitality and real estate. The major language spoken here are Bengali, Hindi, English & Nepali.

How to Apply?

Apply online on www.dialabank.com

Leading Car Loan Providers (Click to Apply)

  1. HDFC Car Loan
  2. Kotak Mahindra Car Loan
  3. Yes Bank Car Loan
  4. ICICI Bank Car Loan
  5. Axis Bank Car Loan
  6. State Bank of India Car Loan
  7. Canara Bank Car Loan
  8. Indusind Bank Car Loan
  9. Others

Special Note: Banks do not provide Car Loan to bad credit holder, but one can fulfill their money requirement with Gold Loan easily.

Used Car Loan EMI Calculator

SIP Calculator
EMI Calculator SIP Calculator

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Disclaimer: The information provided on www.dialabank.com is collected from public sources and is believed to be accurate and genuine. This site should be used as an information provider for different product offerings of Insurance companies and the visitor should make an independent verification with the Insurance companies to verify the claims made in the policy before making any purchase. The decision to Apply and/or Purchase a policy is at the sole and complete discretion of the website visitor and Dialabank.com cannot guarantee or can be held liable for loss or damage caused by claims made by insurance companies through their agents, partners, products or services, directly or indirectly
 
 
Other Leading  Loan Options (Click to Apply)

Gold Loan Bangalore

Personal Loan Bangalore

Business Loan Bangalore