This is a process of pledging your gold with the bank and get the respective funds depending upon the quality of gold and the amount of gold loan needed. It is the best way of getting fund for a shorter span of time. Get Instant Cash in just 45 minutes against your Gold Jewellery rather than keeping it idle at home and fulfill your requirements. 

What is the Gold Loan?

Gold Loan is the best way to get cash in a shorter span of time. This loan is secured against gold ornaments. Borrowers deposit their gold with the lending banks and get money on the value of that gold. Turn your Gold into Cash rather than keeping it idle at home. Apply Online and Get Approval in just 3 minutes.

Gold Loan Interest Rates: Check the Interest Rates for Gold Loan.

Gold Loan Scheme

Loan Tenure / Period

 Rate of Interest (p.a.)

TrueValue Loan

 12 months

12.5 % to 15.5 %

 

Why should one choose Gold Loan in Pune?

  • Pre-closure facility.
  • Less paperwork.
  • A person can avail a minimum Loan amount from Rs 30,000 and onwards.
  • A person should have a minimum of 20 Gram gold to avail the loan.
  • No penalties are involved.
  • In-house gold evaluation.
  • Documents Required:

    1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License.
    2. Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate. 
    3. Signature Proof: Passport Copy/Driving License/Banker's verification/cheque.
    4. 2 passport size photographs.

    Additional Documents Required

    1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
    2. A Demand Promissory Note.
    3. Certificate by the Jewel Appraiser (Bank will arrange).
    4. Income Proof: Salary Certificate and Form No.16.

    Features of Gold Loan:

    Following are the Features of Gold Loan:

    1. You can avail Loan up to Rs.1 Crore or more & up to 70% of the value for any purpose
    2. You get 100% Safety & Security of your Gold Jewellery
    3. Get your Loan processed in less than 30 minutes
    4. Enjoy Anytime Liquidity.
    5. No EMI, Service only Interest and enjoy the Loan facility
    6. Lower Interest Rates
    7. Simple documentation and fast processing.
    8. Overdraft limit varies depending on the market rate of gold.
    9. The interest rate is payable the only amount of the overdraft that you use.

    About Pune

    Punyanagari was the ancient name of the city Pune which is now recognized as the most important city in the field of the manufacturing sector and automobiles. Pune is a city that has grown in every aspect from being a developing educational hub to being a host for many important research centers in the country. National Defence Academy is also located in Pune, which is the biggest defense academy in Asia. Call us at 9592046860

     

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