Gold Loan Bareilly

AT 0.75%* INTEREST RATE
APPLY NOW

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Gold Loan Bareilly

Major Gold Loan Providers in Bareilly

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Bareilly Features

Gold Loan Bareilly Features

Are you going out of money?

Do not know what to do?

Do not trouble Gold Loan is possible for you.

This investment needs less paperwork, as it is secured in nature, and you can get your loan approved within 2-3 hours after all the confirmation method.

Gold Loan Bareilly grants economic assistant to the clients at the most becoming affordable interest rates. To receive a Gold loan, the candidate wants to have a hard and reliable source of income, which will make the confirmation and loan support process faster. You can get a loan up to 75% of the market value of gold; this is due to inconstancy in the market price of the gold.

GOLD LOAN @ 0.75%*

APPLY NOW

+91

Key Features:

Get Loan in 30 Minutes
Highest Gold Rate in India
100% Safety of Your Gold
Minimum Documentation
Without EMI Gold Loan
Gold Loan in 1 Visit
No Melting of Gold
24 x 7 Online Payment Facility
No Hidden Charges

You can Call and Speak with a Gold Loan Mysore Relationship Manager on 9878981144

Gold Loan Bareilly Interest Rates Mar 29 2024

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

GOLD LOAN @ 0.75%*

APPLY NOW

+91

Gold Loan Per Gram For All Major Bank in Bareilly Mar 29 2024

Bank / NBFC Rate Per Gram Interest Rate Gold Loan Tenure Min - Max Loan Amount
HDFC Gold Loan ₹ 3,506 to ₹ 4,621 9.90% 3 to 24 months ₹ 10 thousand to 5 crore
Private Gold Loan ₹ 3,506 to ₹ 4,821 10.00% 6 to 12 months ₹ 10 thousand to 5 crore
Muthoot Finance Gold Loan ₹ 3,506 to ₹ 4,621 12.00% 7 days to 36 months ₹ 3 thousand to 1 crore
Manappuram Gold Loan ₹ 3,506 to ₹ 4,621 12.25% 12 months ₹ 3 thousand to 1 crore
Canara Bank Gold Loan ₹ 3,506 to ₹ 4,621 10.25% 36 months ₹ 20 thousand to 50 lakh
Axis Bank Gold Loan ₹ 3,506 to ₹ 4,621 10.00% 3 to 36 months ₹ 10 thousand to 5 crore
SBI Gold Loan ₹ 3,506 to ₹ 4,621 9.75% 12 to 36 months ₹ 20 thousand to 50 lakh
Indian Bank Gold Loan ₹ 3,506 to ₹ 4,621 7.50% 3 to 36 months ₹ 20 thousand to 50 lakh
Bank of Baroda Gold Loan ₹ 3,506 to ₹ 4,621 10.25% 12 months ₹ 20 thousand to 50 lakh
Yes Bank Gold Loan ₹ 3,506 to ₹ 4,621 10.25% 12 months ₹ 10 thousand to 5 crore
IIFL Gold Loan ₹ 3,506 to ₹ 4,621 12.00% 11 months ₹ 3 thousand to 50 lakh

Gold Loan Eligibility Criteria in Bareilly

Minimum and Maximum Age
21 Yrs – 60 Yrs
Note: However, many banks require a minimum age of 23 years
Loan Amount
Up to ₹ 2 Cr. Some banks restrict maximum eligibility to ₹ 20 Lakh
Interest rates are lower for a higher loan amount
Employment Type
Salaried and self-employed both are eligible
Businessmen are increasingly taking gold loans to meet their working capital requirements.
In fact, housewives, senior citizens who are not eligible for other loans because they have no income proofs can easily avail of gold loans.
Quality of Gold
Gold ornaments should range in between 18 to 24 Carats
An average gold price of 22-carat gold for the preceding 30 days is adjusted down for purity. So, the price of 20 Carat jewellery can be estimated by multiplying the price of 22 Carat jewellery by a factor of 20/22
CIBIL Score
Banks do not check CIBIL score for granting a gold loan
However, your repayment track record for a gold loan is counted towards your CIBIL score and hence, can be instrumental in building your CIBIL score
Gold ornaments that can be used for availing loan
Gold bars and coins
Gold with 18-24 carat purity
Employment track record and income proofs
Banks do not check your job stability or business stability to sanction you a gold loan. Gold loans are granted without income proofs. You only need to submit your basic KYC documents such as address proof, identity proof, and an Aadhaar card to avail of this loan.

GOLD LOAN @ 0.75%*

APPLY NOW

+91

Gold Loan Bareilly Eligibility & EMI Calculator

Documents for Gold Loan Bareilly

At the time of application the following documents are required:

  • Proof of the citizenship of India
  • Duly filled application form
  • 2 passport-sized photographs
  • Applicant’s KYC documents to establish Identity and Address
  • Salary/ Income Proof
  • Witness Letter in case of illiterate borrowers
  • In the case of Agriculture Loan of more than Rs. 1 lac, land proof
  • Certificate by the Jewel Appraiser (Bank will arrange)

At the time of disbursement the following documents are required:

  • Demand Promissory Note & Demand Promissory Note Take Delivery Letter
  • Gold Ornaments Take Delivery Letter
  • Arrangement Letter

GOLD LOAN @ 0.75%*

APPLY NOW

+91

Eligibility Criteria for Gold Loan Bareilly

  1. The minimum age of the person should be 21 years and a maximum of up to 60 years.
  2. Must be an Indian Citizen.

GOLD LOAN @ 0.75%*

APPLY NOW

+91

How to Apply for Gold Loan Bareilly

Online Process to Apply for Gold Loan Bareilly

Apply for the Gold Loan at Dialabank.

You only need to fill an online form.

Then, you will get a call back from our representative. 

You can call on 9878981166 anytime.

Dialabank is regarded as the most suitable program to apply for a gold loan online. There are so many judgments behind this, some of them are:

  1. Dialabank is India’s first commercial helpline; it gives the best business assistance to consumers all over the nation.
  2. Dialabank leads the clients free of cost. That is, there are no extra costs of applying for a gold loan online on Dialabank.
  3. One more information is that you will gain a great LTV of your gold.
  4. Besides that, the bank has a good name among the consumers because of its best and quick work.
  5. You will get a low Gold Loan Interest Rate when applied via Dialabank
  6. Very little paperwork is needed.
  7. Finally, the Association directors are instructed thoroughly to manage and serve you in the entire method.
Offline Process to Apply for Gold Loan Bareilly

The candidate also has an opportunity to avail of Gold Loan from the nearby offices. To do so, explore Gold Loan near me on google. It will enlist all the offices of banks and finance companies rendering loans near you. You want to select them according to your choice and experience, You have to visit the bank and apply for a loan and have to visit many times before than loan gets finally approved.
But Dialabank will do that for you in a quicker and better way.

GOLD LOAN @ 0.75%*

APPLY NOW

+91

Processing Fees / Prepayment Charges on Gold Loan Bareilly

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison

Monthly Payment EMI Scheme (₹)
Bullet Repayment (₹)
Month 1 27007 3625
Month 2 27007 3625
Month 3 27007 3625
Month 4 27007 3625
Month 5 27007 3625
Month 6 27007 3625
Month 7 27007 3625
Month 8 27007 3625
Month 9 27007 3625
Month 10 27007 3625
Month 11 27007 3625
Month 12 27007 3625
Bullet Payment (At the end of 12 months)
  ₹ 3 Lakh
Total Payment ₹ 3.24 Lakh ₹ 3.44 Lakh

GOLD LOAN @ 0.75%*

APPLY NOW

+91

CIBIL Score Required for Gold Loan Bareilly

Having a good CIBIL score is a necessity before applying for a gold loan, that is why every lending organization has its own standards for the least CIBIL score needed for concocting a Gold Loan form in Bareilly. Most companies require a least 750 score to process your loan form.

The institutions also look at the detailed response on the earlier loans taken. This includes specifications on the type of loan taken and the amount borrowed. Any deferred payments for previous loans can act as a hindrance to avail of fresh credit.

Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Bareilly

Bank Interest Rate Lowest EMI Per Lakh
Eligible Loan Amount For Max Tenure
SBI Gold Loan 7.50% Rs. 3,111
Rs. 20 Lakh for 36 months
Muthoot Gold Loan 11.99% Rs. 3,321
Rs. 50 Lakh for 36 months
Manappuram Gold Loan 12.00% Rs. 8,885
Rs. 1 Cr for 12 months
HDFC Bank Gold Loan 9.90% Rs. 4,591
Rs. 50 Lakh for 24 months
Yes Bank Gold Loan 9.99% Rs. 3,226
Rs. 50 Lakh for 36 months
Private Bank Gold Loan 10.00% Rs. 8,792
Rs. 15 Lakh for 12 months
Federal Bank Gold Loan 8.50% Rs. 8,722
Rs. 75 Lakh for 12 months
Canara Bank Gold Loan 7.65% Rs. 8,683
Rs. 10 Lakh for 12 months
Andhra Bank Gold Loan 10.70% Rs. 8,824
Rs. 2 Cr for 12 months
Axis Bank Gold Loan 13.00% Rs. 4,754
Rs. 20 Lakh for 24 months
IndusInd Bank Gold Loan 10.00% Rs. 8,792
Rs. 10 Lakh for 12 months
PNB Gold Loan 8.75% Rs. 8,734
Rs. 10 Lakh for 12 months
Fincare Small Finance Bank Gold Loan 12.99% Rs. 11,721
Rs. 40 Lakh for 9 Months

GOLD LOAN @ 0.75%*

APPLY NOW

+91

Gold Loan Bareilly Agents

One of the leading and most trusted gold loan agents in Bareilly is Dialabank. You can apply online at www.Dialabank.com or give a call at 9878981166

Gold Loan Bareilly Contact Number

Call 9878981166 and get instant help and approval for Gold Loan per gram in Bareilly right now.

GOLD LOAN @ 0.75%*

APPLY NOW

+91

Pre Calculated EMI Table for Gold Loan Bareilly

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Bareilly

Bareilly is a town in Bareilly district in the Indian state of Uttar Pradesh. It is the capital of the Bareilly district and the geological area of Rohilkhand.

GOLD LOAN @ 0.75%*

APPLY NOW

+91

Gold loan in other Cities

Gold Loan Barabanki Gold Loan Bansi
Gold Loan Banda Gold Loan Balrampur
Gold Loan Ballia Gold Loan Bahraich
Gold Loan Baheri Gold Loan Babina

Gold Loan Bareilly FAQs

How to get Gold Loan in Bareilly?

To get a gold loan a person can either walk into the nearest gold loan offering bank branch with their gold and basic documents like Aadhar Card and PAN Card or they can fill an inquiry form and apply online at Dialabank’s digital platform for better convenience and personalized assistance.

How to get a gold loan in Bareilly?

To get a gold loan in Gurgaon a borrower can either visit the nearest gold loan offering bank branch with their gold and basic documents such as Aadhar Card and PAN Card or they can fill an inquiry form online at Dialabank’s digital platform.

What is the gold loan interest rate in Bareilly?

Gold loan interest is the monthly amount a borrower pays in addition to the principal loan amount. Different banks and financial institutes offer different rates of interest. On average, this rate varies between 10.50% and 12% per annum.