Gold Loan Akola

Gold is a precious metal which is used in the form of jewelry, ornaments, and other gold items. The demand for gold had risen these days, which in return had spread the trend of taking a Gold Loan. As the financial value of gold is high in the market, this loan is easily available on the amount of gold a person has, even if the person earns a limited salary.

Why one should take a Gold loan in Akola?

  1. Minimal Documentation
  2. Easy repayment schemes
  3. The Loan gets sanctioned in just a few minutes
  4. Less interest rate on the female customer
  5. Minimal Documentation
  6. Easy repayment schemes

Benefits of Gold Loan Akola

  1. Personalized Service: Our trained Relationship Managers will understand your requirements and your profile and help you find the most suitable Gold Loan offer.
  2. Rate Comparison: We help you understand the details of all costs involved in taking a Gold Loan and help you find the Cheapest Offer.
  3. Research: Benefit from our detailed research on all the products from the leading Gold Loan players in the market and make the right choice.
  4. Zero Charges: Dialabank offers personalized service to its customers at zero fees. Use our services to find the right Gold Loan deal at no extra cost.
  5. Unbiased and Transparent Search: Our objective is to simplify your Gold Loan search and we provide information in an unbiased and transparent manner.

Gold Loan Akola Eligibility Criteria

  1. The minimum loan amount for taking a gold loan is Rs. 25,000. The maximum loan amount will depend upon the weight of the gold, profile of the customer, etc.
  2. Minimum age of applicant: 21 years
  3. Maximum age of applicant at loan maturity: 65 years
  4. Gold jewelry should be owned by the applicant or any of the family members.

Features of Gold Loan Akola

  1. You can avail Loan up to Rs.1 Crore & up to 90% of value for any purpose
  2. You get 100% Safety & Security of your Gold Jewellery / Bars
  3. Get your loan processed in 30 minutes
  4. Enjoy Anytime Liquidity
  5. No EMI, Service only Interest and enjoy the Loan facility
  6. Lower Interest Rates
  7. Simple documentation and fast processing
  8. Overdraft limit varies depending on the market rate of gold.
  9. The interest rate is payable the only amount of the overdraft that you use.

Documents Required for Gold Loan Akola

  1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/ Adhaar card/ PAN card.
  2. Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate. 
  3. Signature Proof: Passport Copy/Driving License/Banker's verification/cheque.
  4. 2 passport size photographs

Additional Documents Required

  1. The banks generally demand above-given documents. However few banks demand some additional documents, which are mentioned below:
  2. Land Proof - In the case of Agriculture Loan of more than Rs. 1 lakhs, the proof is not required for allied agriculture purposes.
  3. A Demand Promissory Note
  4. Certificate by the Jewel Appraiser (Bank will arrange).
  5. Income Proof: Salary Certificate and Form No.16.

Interest Rate of Gold Loan Akola

First and foremost, The Gold Loan Interest Rate starts at 12.05% yearly and goes up to 15.05% per annum. 

Also, Pre-closure charges range between 0% to 2% of the outstanding loan

About Akola

Akola is a small city in the state of Maharashtra. It is situated in the Vidarbha Region and is the third largest city in Vidarbha. Furthermore, this city is also stated as " The Cotton City" as it is one of the largest cotton producing districts in India. 

How to Apply?

  1. To begin with, you can easily Apply Online through our website www.dialabank.com
  2. Next, the loan seeker has to fill a form Online with current information.
  3. After this, you will get a call from our Relationship Manager to clear all doubts and to assist you in the entire process of the loan.
  4. After this, you can check your eligibility for further clarification of the approval of a loan.
  5. Furthermore, submit all the documents required as proofs in the banks.
  6. Finally, the loan is approved in some minutes and disbursed within a day.
  7. Lastly, you can also give a call on 95920-46860.

 

Other Leading Gold Loan Providers in Akola
Manappuram Gold Loan Axis Bank Gold Loan HDFC Gold Loan Other Gold Loan Providers