Best Banks for Gold Loan in Ambala
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
secured loan in which gold is kept as collateral security in exchange for monetary help.Gold Loan Ambala Features
- Simple documentation and fast processing.
- The overdraft limit varies depending on the market rate of gold.
- You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose
- You get 100% Safety & Security of your Gold Jewelry
- No EMI, Service only Interest and enjoy the Loan facility
- Get your Loan processed in less than 30 minutes
- Lower Gold loan Interest Rate
- Enjoy Anytime Liquidity.
- The interest rate is payable the only amount of the overdraft that you use.
Know More – Top Reasons why Gold Loan is the best borrowing option
Gold Loan in Ambala Interest Rates and Charges
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
- Gold Loan Interest rate – 10.70 %.
- The gold loan is available at a 1% PM interest rate.
- Further, pre-closer charges range from 0 – 2 %.
- Moreover, offer a low processing fee that is 0.85%.
Gold Loan in Ambala Documents Required
- Income Proof: Salary Certificate and Form No.16.
- A Demand Promissory Note.
- Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. This proof is not required for allied agriculture purposes.
- Certificate by the Jewel Appraiser (Bank will arrange).
How to Apply for Gold Loan Ambala
- Visit our site www.dialabank.com.
- Enter your information and fill the form.
- Our relationship manager will call and assist you through the entire process.
Avail your Gold Loan with Dialabank and get personalized assistance
Why Choose Gold Loan Ambala?
- Less processing time.
- No hidden charges.
- Fast Loan disbursal.
- No credit checks.
- No co-signer needed.
- Prepayment facility.
Interest Rates of Different Banks for Gold Loan Ambala
|
Feature
|
Gold Loan
Interest Rate
|
Processing Fee
|
Tenure
|
| HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
| Private Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
| Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
| Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
| SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
| Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
| IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
| Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
| Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
| PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
| Canara Bank Gold Loan | 10.75% | 1 % | 6 - 12 Months |
| IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Ambala (/əmˈbɑːlə/), is the city and a municipal corporation in Ambala district in the state of Haryana, India, located on the border with the Indian state of Punjab and in proximity to both of the capital of the state Chandigarh.
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