Gold Loan Ernakulam

Major Gold Loan Providers in Ernakulam

Gold Loan Ernakulam Features

When things are going as planned, Gold Loan comes as the answer to all your financial needs. Being an unsecured loan, you can avail the loan within 48 hours of the verification process as it does not require the unnecessary and tedious procedure.

With the best interest rate to offer, Gold Loan Ernakulam comes as a convenient financial aid to all its customers. A stable and good source of income with a good credit history is necessary to get a gold loan, which even makes the verification and approval procedure faster.

Furthermore, keeping in mind the variation in the market value of gold, you can avail a loan amount of up to 75% of the market price of gold.

Gold Loan Ernakulam Interest Rates – Apr 20 2024

Gold Loan Per Gram For All Major Bank in Ernakulam – Apr 20 2024

Gold Loan Eligibility Criteria in Ernakulam

Documents for Gold Loan Ernakulam

At the time of application the following documents are required:

• Proof of the citizenship of India
• Duly filled application form
• 2 passport-sized photographs
• Applicant’s KYC documents to establish Identity and Address
• Salary/ Income Proof
• Witness Letter in case of illiterate borrowers
• In the case of Agriculture Loan of more than Rs. 1 lac, land proof
• Certificate by the Jewel Appraiser (Bank will arrange)

At the time of disbursement the following documents are required:

• Demand Promissory Note & Demand Promissory Note Take Delivery Letter
• Gold Ornaments Take Delivery Letter
• Arrangement Letter

Eligibility Criteria for Gold Loan Ernakulam

1. The minimum age of the applicant should be 21 years and maximum up to 60 years.
2. Must be an Indian National.

How to Apply for Gold Loan Ernakulam

Online Process to Apply for Gold Loan Ernakulam

With just a few simple steps, you can apply for HDFC Gold Loan at DialaBank.

With a simple online form, you are good to go.

Our representative will take from here, you will get a call for details and query. We even offer a pickup facility for your documents to provide you with a convenient experience.

You can call us anytime at 9878981144 for more information.

Dialabank stands as one of the platforms if you wish to apply for a Jewel loan online as-

1. Dialabank which is India’s first finacial helpline provides the best financial aids to its clients all over the country.
2. Dialabank offers free of cost guidance to the customers, i.e, no additional charges need to be paid for applying for gold loan online on Dialabank website.
3. Moreover, a high LTV of your gold will be offered to you.
4. With its fast and remarkable service, the bank shines with a positive reputation among the customers.
5. When you apply for a gold loan per gram onlinr on Dialabank, you get to enjoy a low HDFC Today Gold loan Interest  Rate.
6. For a better experience, Dialabank offers a document pickup facility.
7. You will also require less paperwork when you apply through Dialabank.
8. Dialabank relationship manager are trained professionals to guide you in the Gold Loan Process.

Offline Process to Apply for Gold Loan Ernakulam

The offline process is rather inconvenient and long as you need to consider and research about various nearby banks offering gold loan. This process even with the help of Google is not very accurate. The good thing is that you do not need to go through such procedures, Dialabank guarantees the same in less time and more convenience.

After this, you need to visit different departments for some time to get your loan approved.

There are some faster banks and finance companies which include HDFC Gold Loan branches and Muthoot Gold Loan branches.

To find branches nearby, you can search for HDFC Gold Loan Branch or Muthoot Gold Loan near me and google will help you with it.

Processing Fees / Prepayment Charges on Gold Loan Ernakulam

EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison

CIBIL Score Required for Gold Loan Ernakulam

Every leading institute requires a good CIBIL score for Gold Loan approval in Delhi which makes importation to have a good CIBIL score before applying for a gold loan. A minimum score of 750 is requires by most institution to approve your loan application.

Your repayment behavior of previous loan taken is also analysed for further assurance. Also, the amount borrowed and type of loan is also taken into consideration. A delayed payment is a major hurdle in the process to avail a new loan so keep up your CIBIL score before applying for Gold Loan.

Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Ernakulam