Are you planning something extra and exciting but lacking with some funds? Now everything will be possible by getting immediate finance from Gold Loan. It is a safe and reliable loan scheme to get money without any credit checks. It is a loan available with fewer procedures and less hassle.  Gold loan is the loan where the person keeps their gold as a security with the bank and receives a value according to the quality of the gold. Gold Loan is a great option for the short-term requirements or if a person is in a hurry to raise their funds.

 

Why should one choose Gold Loan Gandhinagar?

  1. In-house gold evaluation.
  2. A person should have a minimum of 10-gram gold to avail the Loan.
  3. No penalties are involved.
  4. The approval and disbursement of the loan take a minimum of two hours.
  5. You can enjoy a maximum tenure period of 6 months to 4 years.

 

Gold Loan Gandhinagar Eligibility

  1. The minimum age of the applicant should be 18 years and a maximum of 65 years.
  2. The applicant gold should weigh a minimum of 10 grams and has to 18-24 karat pure.
  3. It has an attractive interest rate.
  4. Flexible repayment options.
  5. No hidden charges.

 

Gold Loan Gandhinagar Documents

  1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License.
  2. Address Proof: Ration card/ Telephone& Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof: Passport Copy/Driving License/Banker's verification/cheque.
  4. Two passport size photographs.

 

 Additional Documents

  1.  Land Proof: In the case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Certificate by the Jewel Appraiser (Bank will arrange).
  4. Income Proof: Salary Certificate and Form No.16.

 

Documentation

Proof of Identity

Address Proof

Signature Proof

Land Proof

Income Proof

Passport Copy/ Voters ID card/ Driving License/Aadhar Card.

Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate

Passport Copy/Driving License/Banker's verification/cheque

Land Proof

Salary Certificate and Form No.16.

 

 

 

 

 

 

 

 

 

Gold Loan Gandhinagar Interest Rates:

 The rate of interest varies according to the banks, but the minimum rate of interest provided by the banks to their customers is 10.75% which can go up to 15%.

 

Features of Gold Loan Gandhinagar

Following are the Features of Gold Loan Gandhinagar:

  1. You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose
  2. You get 100% Safety & Security of your Gold Jewellery
  3. Get your Loan processed in less than 30 minutes
  4. Enjoy Anytime Liquidity.
  5. No EMI, Service only Interest and enjoy the Loan facility
  6. Lower Interest Rates
  7. Simple documentation and fast processing.
  8. Overdraft limit varies depending on the market rate of gold.
  9. The interest rate is payable the only amount of the overdraft that you use.

 

About Gandhinagar

 

It is the middle-income commercial-cum-residential area in the East Delhi district of Delhi. It is usually known as Gandhi Nagar Market, which is Asia's biggest readymade garments market

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