car loan

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Do you wish to lead a comfortable life? Car is one of the most important commodities that can make your life more comfortable. Possessing your own car gives you pleasure and pride. Buy your car easily with Automobile Financing is a better way to attain required cash within a small interval of time.

 

   Interest Rates for Car Loan 

 

 

New Car Loan Interest Rate (Reducing) Used Car Loan  Interest Rate (Reducing) Processing Fee
10.25% 13.75% Up to 36 Months 0.50%
17.20% Above 36 Months

 

Why one should choose Car Loan in Belgaum

  • Easy monthly repayment options.
  • Instantly available.
  • Loan Tenure period varies from 5-7 years.
  • Affordable interest Rates.
  • Easily and quickly available loans.
  • No hidden charges.

Eligibility Criteria for Car Loan

  • Minimum age : 21 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment: For Salaried 1 year in current employment and minimum 2 years of employment / For Self- Employed at least 3 years in business
  • Minimum Annual Income: For Salaried Rs 100000 net annual income / For Self- Employed Net profit Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars
  • Telephone: Must at residence.

Documents you will need to submit

  • Proof of Identity: Passport copy, PAN Card, Voters ID card, Driving License( Laminated, Recent, Legible)
  • Income Proof: For Salaried Latest salary slip with form 16 / For Self- Employed Latest ITR
  • Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy PAN Card
  • Bank Statement: Last 6 months

About Belgaum

Belgaum is a beautiful city in district Belgaum in state of Karnatka. It is the fourth largest city of Karnataka. It is known for its pleasant weather all round the year, therefore it attracts more tourists. The major languages spoken here is Kannada and Marathi. Belgaum is the commercial hub in terms of export. It is one of the major textile producing center.

 

Special Note: Banks do not provide Car Loan to bad credit holder, but one can fulfill their money requirement with Gold Loan easily.

 

 


 

REMINDER SERVICES EMI CALCULATOR

CAR LOAN INTEREST RATES

 

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