car loan

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May be, your old Car needs repair and replacement. You may want to replace your old car with a new one. May be, you not have sufficient funds to cover the cost of your car. At that time you can opt for Car Finance at best in class interest rates It is a loan that requires fewer efforts and provides 90 % financing of the car value.

   Interest Rates for Car Loan 

 

 

New Car Loan Interest Rate (Reducing) Used Car Loan  Interest Rate (Reducing) Processing Fee
10.00% 13.75% Up to 36 Months 0.50%
17.20% Above 36 Months

 

Why should one choose Car Loan in Jamnagar?

  • Easy monthly repayment options.
  • Instantly available.
  • Loan Tenure period varies from 5-7 years.
  • Affordable Interest Rates.
  • Easily and quickly available loans.
  • No hidden charges.

Eligibility Criteria for Car Loan

  • Minimum age: 21 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment: For Salaried 1 year in current employment and minimum two years of employment / For Self- Employed at least three years in business
  • Minimum Annual Income: For Salaried Rs 100000 net annual income / For Self- Employed Net profit Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars
  • Telephone: Must at residence.

Documents you will need to submit

  • Proof of Identity: Passport copy, PAN Card, Voters ID card, Driving License( Laminated, Recent, Legible)
  • Income Proof: For Salaried Latest salary slip with form 16 / For Self- Employed Latest ITR
  • Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy PAN Card
  • Bank Statement: Last six months

About Jamnagar

 

Jamnagar is a city and municipal corporation in Jamnagar district of Gujarat. The city was established by Maharaja Kumar Shri Ranjitsinhji in 1920. Recently the city has gained importance due to the establishment of World’s largest oil refinery by Reliance Industries. It is a home to the famous company Essar Oil Refinery. It is referred as the Oil City of India.

 

 

Special Note: Banks do not provide Car Loan to bad credit holder, but one can fulfill their money requirement with Gold Loan easily.

 

 


 

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CAR LOAN INTEREST RATES

 

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